Tamara Mclain Email & Phone Number

• Most recently with MIG, work directly with Sr. Management. Assist all employees with loan structuring and complex files, including complex income. Write the company guidelines, create worksheets to assist in loan structuring, review Exception Requests for all agency types, Conventional Full Condo Reviews, FHA Single Unit Condo Reviews, FHA and VA Condo package preparation for approval through the agency, new product roll out and company-wide training for both roll outs and other training for multitude of loan aspects. • Underwrite Conventional files to Fannie Mae and Freddie Mac guidelines. • Review investor specific overlays for each file based on the investor selected.• Underwrite FHA files (CHUMS #FE37). • Underwrite VA files (VA SAR).• Underwrite DPA and Bond loan products.• Review and clear conditions, appraisals, complete final Clear-to-Close review of the, run final AUS to ensure data accuracy.• Create and maintain company condition sets as guidelines and policies change for Fannie Mae, Freddie Mac, FHA, VA, and investors.• Answer underwriting guideline scenarios for loan officers and account executives.• Manage all aspects of self-employed business including, accounting, human resources, client and business cultivation.• Process loans including pre-underwriting new submissions, conditioning L.O., submitting loan package to a multitude of lenders, completing file for docs, coordinating the signings, ordering loan documents, coordinating funding.• Familiar with multiple lenders’ guidelines (Correspondent, Retail, Wholesale and Broker) in Conventional, FHA, VA, and Reverse Mortgages. • Created and implemented policy and procedure for Processing, Compliance, Suspending and Declining of files. Managed and implemented all new corporate directives and created procedures to keep the office operating under corporate expectations. • Created and implemented policy and procedure for each of the Desks in Processing, Compliance, suspending and declining files, and post closing for final payment to the company. Managed and implemented all new corporate directives and created procedures to keep office operating under corporate expectations. • Created in depth training program for Processing Department.• Administrative support and receptionist, monthly reports, marketing, maintained supplies, corporate policy and form updates, Envoy Support Specialist, human resources, trained new employees.Specialties: HR management, procedure/workflow, Underwriting, Processing, technology

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  Victor Valley College

  Psychology/Sociology & Business Minor