Analyze the clients financial and operating strategies and recommend alternative or additional financial services to best meet the clients immediate and long-term personal and business needs. As a Commercial Lender I am responsible for contacting businesses and corporations to see if business financing or loans are needed for their operations. I also evaluates businesses to see if they are creditworthy and can qualify for loans. Community Bank of Mississippi is also a preferred SBA lender and we specialize in 7A and 504 Loans for our small businesses.Also, we offer Portfolio products that fit the needs of our Condo & Condo-Tel Market, making it affordable for clients to purchase Secondary and Investment Homes in the local market.

I helped create a Credit Card portfolio that is over 1.5 million large over the last 3 years, and created the Merchant Program that is currently use at First Florida Bank.I also created a Retail Sales Plan for the four existing branches to execute and deepen reationships with new and existing clients.Currently responsible for managing a portfolio of personal and business banking clients who require financial services and products to meet their needs. In addition to being the primary point of contact and key advisor for the client, I am accountable for prospecting new business and retaining and deepening existing relationships. I also analyzes the client's financial and operating strategies and recommended alternative or additional financial services to best meet the client's immediate and long-term personal and business needs. I have the ability to maintain and forge relationships with the appropriate decision makers within the clients company. Also responsible for leading, directing and coordinating key extended team members in the analysis and execution in the effective delivery of their products and services to clients and prospects.

Managed a book of 175 million including Mortgage loans, investments, and deposits. Worked with High Net Worth clients as a one stop shop. Responsible for managing a portfolio of Professional clients who needed financial services and products to meet their needs. I was primary bank advocate and key financial advisor for the client, accountable for prospecting new business and enhancing existing relationships. I have the ability to engage in dialogue with CEO and CFO levels regarding the clients industry and alternative capital structures. Assessed the risks and impacts from both the clients and the banks perspective for development and implementation of an overall client strategy. Was responsible for leading, directing and coordinating key team members in analysis and execution in the effective delivery of their products and services to clients and prospects. Was well versed in all Bank of America products and services for cross-selling opportunities. Proven track record of prospecting new business and enhancing existing relationships. Proven sales skills and experience, including planning, execution and follow up of client meetings. Analyzed financial conditions of a middle market client and industry trends. I have the ability to understand and interpret financial statements, especially cash flow statements.