With over a decade of experience in finance, I have consistently delivered exceptional financial management and analysis while streamlining financial analysis and reporting processes for 110 branches in 9 countries. I've spearheaded initiatives resulting in substantial cost savings and increased revenue.While I'm determined to surpass previous achievements, I've attained the following milestones till now:• As a Personal Banker at BLOM Bank, I presented and sold banking products to over 800 customers, surpassing monthly sales targets by 71%. I maintained relationships with 150 high-profile corporate customers and developed new accounts while ensuring adherence to bank policies and procedures.• As a Financial Analyst at BLOM Bank, I conduct financial analysis on assets worth $10 billion across the Middle Eastern and European regions. I have developed financial models to streamline the budgeting process for a 3,000-person workforce in 110 branches, created sensitivity analyses to assess the impact of economic changes on profitability, and prepared comprehensive financial statements. My efforts in negotiating with vendors and automating processes have achieved $15M in recurring annual savings opportunities.I get excited about opportunities where I can utilize my expertise in financial modeling, data analysis, and strategic planning to help companies succeed in handling large-scale financial operations and achieving exceptional results.I love connecting with new people, you can reach me at: karamtanyyos@gmail.com
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Financial AuditorBarbara & CoQatar -
Financial AnalystBlom Bank S.A.L. Jan 2021 - PresentUtilized financial modeling techniques to identify key financial drivers impacting company performance.Prepared monthly, quarterly, and annual financial statements, ensuring timely and accurate financial reporting.Analyzed financial data to identify operational inefficiencies and recommend process improvement strategies.Presented key financial metrics and insights to stakeholders, effectively communicating financial performance.Negotiated with vendors and automated processes… Show more Utilized financial modeling techniques to identify key financial drivers impacting company performance.Prepared monthly, quarterly, and annual financial statements, ensuring timely and accurate financial reporting.Analyzed financial data to identify operational inefficiencies and recommend process improvement strategies.Presented key financial metrics and insights to stakeholders, effectively communicating financial performance.Negotiated with vendors and automated processes, achieving $15M in recurring annual savings opportunities.Analyzed multiple investment projects, prioritizing investments with an IRR exceeding the cost of capital.Delivered daily financial reports to senior management, providing clear insights into company performance.Automated key financial report generation using macros, freeing 10 hours weekly to focus on higher-value tasks.Created a comprehensive risk management framework to identify, assess, and mitigate potential financial risks Performed a SOX compliance review of internal controls, identifying improvements to ensure reporting accuracy.Identified and corrected a $3M error in financial statements through meticulous financial data reconciliation.Implemented a fraud prevention policy, resulting in a significant reduction in fraudulent activity attempts.Developed a financial stress-testing model to simulate the impact of various economic scenarios on cash flow.Reduced the number of outstanding accounts receivable by 20% through improved credit collection procedures.Analyzed customer purchase behavior data to identify cross-selling opportunities, increasing CLTV by 15%. Automated and streamlined data collection for financial reports, leading to a 30% improvement in efficiency.Created and maintained a streamlined financial reporting system, improving data accessibility for stakeholders.Managed a $40M budget, ensuring adherence to spending guidelines and identifying areas for cost optimization. Show less -
Personal BankerBlom Bank S.A.L. Jun 2013 - Jan 2021Presented and sold banking products & services to 800 customers surpassing monthly sales targets by 71%.Maintained relationships with 150 high-profile corporate customers to enhance cross-selling opportunities.Executed a diverse sales process including daily outbound calls, sales visits, and meetings with walk-in customers.Developed new accounts while ensuring the execution of bank policies, procedures, and requirements. Implemented a sales plan to deepen relationships with… Show more Presented and sold banking products & services to 800 customers surpassing monthly sales targets by 71%.Maintained relationships with 150 high-profile corporate customers to enhance cross-selling opportunities.Executed a diverse sales process including daily outbound calls, sales visits, and meetings with walk-in customers.Developed new accounts while ensuring the execution of bank policies, procedures, and requirements. Implemented a sales plan to deepen relationships with existing customers leading to granting 900 loans. Show less
Tanios Karam Education Details
Frequently Asked Questions about Tanios Karam
What company does Tanios Karam work for?
Tanios Karam works for Barbara & Co
What is Tanios Karam's role at the current company?
Tanios Karam's current role is Financial Auditor.
What schools did Tanios Karam attend?
Tanios Karam attended Holy Spirit University Of Kaslik - Usek, Notre Dame University - Louaize (Ndu).
Who are Tanios Karam's colleagues?
Tanios Karam's colleagues are Victor Barbara, Cpa, Peter Barbara, Elsa Bachir, Mba, Marc Barbara.
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