Strategy and Transactions #Mergers and Acquisition # Due diligence

• Assessing creditworthiness of existing or prospective clients.• Examining financial transactions and credit history case by case.• Completing ratio, trend and cash flow analysis and creating projections.• Carefully analyse data and produce clear and objective reports.• Credit delivery adherence to defined policy and processes with minimum defects and increasing efficiency of underwriting by reducing reworks and increasing FTAR.• Using different scoring models to differentiate between client segments.• To ensure adherence to both internal and external audit guidelines.• Provide relevant credit advices to the clients when necessary.• Employed processes and procedures for evaluating client financials and setting and changing credit limits as well as credit holds, implemented liens as necessary to major delinquent accounts.• Meeting at client’s place to understand the business model and future prospect of the industry.• Provide relevant credit advices to the clients when necessary.

Treasury department• Responsible for preparation of Balance Sheet/Profit & Loss Account on daily basis and submitting to the NATWEST Entity.• Daily preparation of journal entries and reconciliations• Comparative analysis and review comments on the YTD and MTD balances in the financials.• Ensure documentation is being maintained in accordance with the processes and standards set out

• Analyzing the financial and banking of the companies• Calculating the credit worthiness ratios • Maintaining strong cash flows through efficient collections

• Ensuring an adequate Allowance for Doubtful Accounts is kept by the company• Maintain the corporate credit policy• Assessment of the creditworthiness of potential customers• To establish and monitor policies and procedures that will help the company meet its sales and risk management goals.

• Practical exposure and applicability of Accounting Standards.• Conducting Internal Audit, Statutory Audit and Physical Verification of Fixed Assets and Inventories.• Overview of various Ind AS like Ind AS 32, 109,16, 105 etc for transition from IGAAP to IND AS and have assisted in preparing Ind AS diagnostics report highlighting key Ind AS impacts on the company.• Checking various reconciliations for their correctness.• Audit of Fixed asset register, proper capitalization and depreciation thereon• Conducted Ledger scrutiny of various expenses including debtors and creditors ageing analysis• Consolidation of accounts with the group companies and the foreign subsidiaries

Indulge into making of Independent Audit reports-CARO Reports, Finalisation Of accounts,Tax audit reports,Making of balance sheets as per REVISED SCHEDULE -VI, Statutory Audit of listed companies,