• Operational Excellence: Lead and manage the day-to-day operations of the organization, ensuring efficiency, scalability, and quality of deliveries.• Strategic Planning: Collaborate with the executive team members to develop and execute the company's strategic plan, setting short-term and long-term goals.• Regulatory Compliance: Ensure compliance with all relevant financial and regulatory standards, liaising with relevant authorities and managing audits as necessary.• Risk… Show more • Operational Excellence: Lead and manage the day-to-day operations of the organization, ensuring efficiency, scalability, and quality of deliveries.• Strategic Planning: Collaborate with the executive team members to develop and execute the company's strategic plan, setting short-term and long-term goals.• Regulatory Compliance: Ensure compliance with all relevant financial and regulatory standards, liaising with relevant authorities and managing audits as necessary.• Risk Management: Develop and implement risk management strategies to safeguard the company's assets and reputation.• Team Leadership: Build, mentor, and lead a high-performing operations team, fostering a culture of continuous improvement and innovation.• Financial Management: Oversee financial planning, budgeting, and reporting, optimizing resource allocation to achieve financial objectives.• Technology Integration: Identify and leverage technology solutions to improve operational efficiency and enhance the customer experience.• Customer Focus: Maintain a customer-centric approach, identifying opportunities to enhance customer satisfaction, loyalty, and retention.• Business Expansion: Contribute to the company's growth strategy, including product and geographic expansion, and execute plans to capture new market opportunities.• Stakeholder Engagement: Build and nurture relationships with key stakeholders, including partners, investors, and regulatory bodies. • Reporting: Provide regular reports and updates to the CEO and the Board of Directors on the company's operational performance, challenges, and opportunities. Show less

Risk-based internal audit to provide reasonable assurance to the Board and StateBank of India Top Management Adequacy and effectiveness of the risk management and control framework inthe Bank’s National Operations. Audit of large corporate (loans / advances) accounts in all business segmentshaving credit exposure span from INR 20 cr. to more than 20,000 cr. Mitigating NPA Risk on Credit by auditing Pre-sanction, Post-sanction & EarlyReview of new sanctions.

Conducting internal audit of SBI SME branches handling credit upto Rs.20 crores.Assessment of Pre-sanction, Post-sanction, and Early Review of new sanctions forbetter quality, Risk mitigation and preventing any potential losses to the Bank Visiting and auditing large SME intensive SBI branches across the country.

Management Audit of Regional Rural Banks sponsored by SBIConducting Management Audit to improve Corporate Governance Evaluating the control systems with the auditee units. Coverage of SBI’s Local Head Offices & State Bank of India sponsored RegionalRural Banks across the country. Conducted Management Audit of seven RRBs sponsored by the Bank.

Key Achievements: Successfully ran a Separation Management & TransformationProgram to manage the business carve-out from GE Capital, creating an independent SBICard environment including project transformation, workforce outsourcing management,Strategic process enforcement and performance analytics. Success story includesmanaging over 40K Head Count recruitment & Life Cycle Management,Pan India productivity enhancement through training team and Infrastructure… Show more Key Achievements: Successfully ran a Separation Management & TransformationProgram to manage the business carve-out from GE Capital, creating an independent SBICard environment including project transformation, workforce outsourcing management,Strategic process enforcement and performance analytics. Success story includesmanaging over 40K Head Count recruitment & Life Cycle Management,Pan India productivity enhancement through training team and Infrastructure expansionat 140 plus business locations across the country, 100+ transformation projects. Goal Setting for the organization:Annual goal setting with the MD & CEO on numbers and cost of acquisition coveringall the business aspects such as Infrastructure, Manpower, potential financial lossesdue to fraud etc. Cost optimization at various stages:o Implementation of processes to optimize the cost and control the leakage.o Managing and monitoring Sales Cost of Acquisitiono Driving cost-effective business expansion plan and controlling the new and oldinfrastructure costs by visiting Pan India locations.o Minimizing cost and highlighting the same to the MD & CEO Show less

Advisor on Banking AffairsAnalysis of agenda items placed in the Board Meetings of various banks. Analysis of monthly/quarterly / yearly performance data of Public Sector Banks Complaint resolution Processing of applications received from Foreign Banks for opening bank branchesin India and of Indian Banks for opening of branches abroad. Conduction InterDepartment Committee (IDC) meeting for decision on these applications. Analyzing RBI Inspection Reports received… Show more Advisor on Banking AffairsAnalysis of agenda items placed in the Board Meetings of various banks. Analysis of monthly/quarterly / yearly performance data of Public Sector Banks Complaint resolution Processing of applications received from Foreign Banks for opening bank branchesin India and of Indian Banks for opening of branches abroad. Conduction InterDepartment Committee (IDC) meeting for decision on these applications. Analyzing RBI Inspection Reports received in respect of RBI’s inspection of variousPSBs Processing of applications received from PSBs for raising Capital from the market andrequest for Government equity Collection of miscellaneous data and information required for PSBs by Govt. of India Dealing with CAG inspection reports Preparing replies to Parliament questions Support to the Ministry in respect of Bills submitted in both houses of Parliament. Liaison with the Reserve Bank of India Show less

Heading training wing covering SME and personal banking advances

Handled credit, branches and region.

Controlling personal banking business of punjab

Regional Head handling over 56 branches

Credit Head handling medium size advances(Covering, half of the punjab)

Handling SME advances at SBI overseas Branch.All units were export oriented.

Branch Head of a District Headquaters(HQ) Branch consisting mainly of Personal Banking and SME advances

Heading International Banking Division of a Bg branch at Ludhiana (Industrial Town)

Handling SME advances

Branch Head of a SBI branch with trade Advances

Handling Agricultural Advances portfolio

Handling SME advances portfolio

Handled credit and market borrowings / lendings

General Banking

General Banking