Taylor (Ebert) Martin Email & Phone Number

Baton Rouge, Louisiana, United States

Dallas/Fort Worth Area

• Underwrote new and renewal loans as well as modifications of existing loans for commercial real estate (including retail, multi-family, office, industrial, and self-storage), lot development, interim construction, residential mortgages, business lines of credit and church loans.• Analyzed income property cash flows, conduct sensitivity analyses, and debt coverage to determine risk. Review operating statements, rent rolls, and abstract leases on income producing real estate.• Prepared loan packages for Officer’s Loan Committee and Director’s Loan Committee that provide a thorough financial analysis to assist in making acceptable credit decisions.• Acted as Secretary at Officer’s and Director’s Loan Committees: prepare presentations and record minutes.• Performed quarterly risk ratings on commercial real estate income producing properties and church’s with loan sizes over one million.• Utilized Moody’s Risk Analyst software to spread financial statements in order to: identify trends, investigate cash flow, check ratios, and look for any material changes from statement date to statement date.• Evaluated repayment ability and credit worthiness of borrowers.• Organized monthly meetings for the Credit Department each with a different topic to help employees learn and establish skill sets within the banking field.• Responsible for continuing updating the bank’s Tenant Concentration Spreadsheet, which reflects a list of national tenants residing within the bank’s commercial real estate properties.

Kansas City, Missouri Area

• Ensure net asset values of the client’s portfolios are accurately calculated• Prepare post transactional documents in a timely manner • Facilitate timely problem resolution to mitigate risk to the corporation • Deliver excellent service to clients

• Record all transactions promptly, accurately and in compliance with bank procedures • Perform specialized tasks such as preparing cashier’s checks and personal money orders • Responsible to balance cash and checks in cash drawer at end of each shift, containing max of $15,000 • Explain and promote bank products and services to members • Resolved issues and problems with customer’s accounts

· Oversaw seating of clients and resolved customer complaints · Promoted to Head Trainer for Hosts · Staff Trainer for Hosts · Promoted to Togo staff in 2007 · Promoted to Head Togo person in Fall of 2007 · Staff Trainer for Togo personnel