Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.The story of Smart Home Lending is a story about people. Putting people and families first is a foundation for our long-term success. This idea led to a company model that was designed around the customer experience; a concept which allows our staff to focus on providing the one-on-one personal relationship with customers that was absent at the large banks that dominated the market at the time.Our desire to have a much more personal experience for our clients without sacrificing stability, expertise and technology was the reason Smart Home Lending was created.

Our emphasis here at Community First is on establishing long term, personal relationships with our customers. Our motto, "Putting Relationships First" , is not just a slogan from days gone by, it is our commitment to doing business the way it used to be done. Here we believe that customer service is an attitude not a department and we vow to get answers to your financial questions in a quick, friendly way, without the run around you can get at the big banks.

Wells Fargo Private Mortgage Banking (PMB) has a 15 year history of exceptional quality and customer service – providing clientele with wealth management strategies in home financingWells Fargo Private Mortgage Banking provides:• Financing to $6 million with higher loan amounts available• Cash-out refinance up to $3 million• Financing for borrowers with a variety of income situations• Long-term loan pricing lock options (up to 1 year)• New custom home construction financing• Relationship pricing• Portfolio held loans• Competitive rates and fees• 84 business lines• Prompt communication• Service that continues after your loan closes PMB, in partnership with Wealth Management professionals can comprehensively assess your needs and develop a plan to help meet your financial objectives.