Taylor Stos Email & Phone Number

Topeka, Ks, Us

Tonganoxie, Kansas, United States

- Manage and supervise personnel within the credit analysis department of the bank.- Manage and service a $30+ million loan participations portfolio.- Produce quality, uniform, and clear credit presentations / annual reviews for Loan Committee, with an emphasis on transparency and global cash flow analysis.- Serve as the Appraisal Program Manager, responsible for the appraisal/evaluation program of the bank.- Responsible for bank-wide financial spreadsheet program, producing all financing spreadsheets with an emphasis on global cash flow analysis.- Establish and manage the financial covenant monitoring/approval process, as well as sign off on all Borrowing Base Certificates.

Topeka, Kansas

• Review, analyze, and assess bank filings submitted to the OSBC, including but not limited to: mergers, acquisitions, charter conversions, capital reduction, change of control, and new branch locations.• Analyze feasibility of budget, operating, and other financial projections.• Analyze, compile, prepare, and distribute monthly and quarterly statistical reports regarding the health of Kansas state-chartered banks.• Oversee corporate filings at the Secretary of State's office relating to Kansas financial depository institutions• Provide communication materials and presentations in an executive format.• Coordinate and prepare monthly meetings for the Kansas State Banking Board

Topeka, Kansas

• Compile and organize data, prepare statistical reports, and analyze findings to prepare a written report on a bank's financial condition and risk management practices.• Perform thorough analysis of a bank's financial position by analyzing Call Report and UBPR data.• Review and analyze commercial, agricultural, residential, and consumer loan credits to ensure appropriate financial strength and collateral position.• Assess an institution's ability to evaluate, identify, measure, monitor, and control risks.• Prepare for meetings with bank Senior Management and Board of Directors to discuss examination findings.• Perform examinations to ensure compliance with an institution's Bank Secrecy Act (BSA) program.

Girard, Kansas

• Examine and clear requirements on title commitments and lender closing instructions for compliance status.• Provide constant communication with realtors, lenders, mortgage brokers, and clients to ensure quick and accurate transactions.• Review and disclose matters on surveys, sales contracts, insurance certificates, pest inspections, and other related documents.• Prepare HUDS, deeds, escrow agreements and other settlement documents.• Review all files before, during, and after the closings to prevent and resolve any potential claims.

Pittsburg, Kansas

• Maintain and update loan data records and various file progress reports.• Process initial disclosures for secondary market real estate transactions.• Ensure that all loan documentation is complete, accurate, verified, and aligns with bank policy.• Effectively communicate with Loan Originators and Underwriters to document and complete loan files• Work with third-parties such as credit reporting agencies, appraisal companies, title companies, employers, landlords, etc. to minimize the cycle time from conditional to final approval.• Provide support as necessary to facilitate the origination and fulfillment of mortgage loans.