Tom Bruce

Tom Bruce Email and Phone Number

Draper, UT, US
Tom Bruce's Location
Draper, Utah, United States, United States
Tom Bruce's Contact Details

Tom Bruce personal email

n/a
About Tom Bruce

My leadership style is built on integrity, executed with consistency and focused on results. Integrity starts with open and honest communication that creates trust and gives teams clear direction. Using a consistent approach to decision making enables teams to work efficiently without being distracted by uncertainty. Focusing on results gives teams a higher energy level and a sense of purpose. My role as a leader is to encourage results and empower teams to find creative ways to achieve our goals. Developing and refining these traits have made me a highly successful financial services professional.Specialties: Portfolio management, policy, governance, underwriting, equipment loans, leasing, commercial real estate, healthcare, enterprise risk

Tom Bruce's Current Company Details
Protego Risk Consulting, LLC

Protego Risk Consulting, Llc

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Founder
Draper, UT, US
Tom Bruce Work Experience Details
  • Protego Risk Consulting, Llc
    Founder
    Protego Risk Consulting, Llc
    Draper, Ut, Us
  • Lawfi, Inc.
    Advisor And Fractional Chief Credit Officer
    Lawfi, Inc. Aug 2022 - Present
    Jacksonville, Fl, Us
    Provides strategic leadership in the creation of an innovative legal fee lending, payments, and financial technology business. Advises the company regarding its initial and ongoing business model including product design and development. Directly oversees the design, development, and implementation of credit policies, underwriting, risk tolerance, portfolio management, and collections practices.
  • Protego Risk Consulting, Llc
    Founder
    Protego Risk Consulting, Llc Aug 2022 - Present
    Working with fintechs, finance companies, and small community banks to enhance their risk management processes. Engagements can range from working on a specific project, an exam response, or even constructing a comprehensive and compliant risk management framework. Scope of work includes risk identification, analysis, mitigation planning, and implementation assistance.
  • Affirm, Inc.
    Vp Credit, Bank Strategy
    Affirm, Inc. Aug 2020 - Jun 2022
    San Francisco, California, Us
    Accountable for credit risk management and risk-based pricing as an executive on the bank strategy team. The specific areas of focus include developing the credit policy, infrastructure, and team. Collaborated with the data science team to develop new underwriting models, with the product teams to develop new products and features, with the revenue team to ensure risk-based pricing, and with the finance team to help build a profitable business.
  • First Electronic Bank
    Chief Credit Officer
    First Electronic Bank Oct 2016 - Aug 2020
    Us
    Managed the Bank’s credit administration functions including underwriting, model risk management and collections. Lead a team of professionals to develop, implement, and monitor credit policy, procedures and practices, which strategically support the Banks’ overall business plan and goals. Established controls to ensure asset quality and compliance with designated laws and regulations.
  • Ge Capital
    Svp Credit Risk Policy And Governance
    Ge Capital 2015 - 2016
    Norwalk, Ct, Us
    Directed the development and maintenance of global credit and investment risk policies and standards. Guided business units through the proper implementation policies and standards. Coordinated and facilitated the Credit and Investment Risk Management Committee, which consisted of senior management and the Chief Risk Officers of each business unit.
  • Ge Capital
    Svp Operations & Policy - Enterprise Risk
    Ge Capital 2011 - 2015
    Norwalk, Ct, Us
    Directed the development and maintenance of global risk policies and standards for GE Capital. Developed operational risk programs focused on implementation risks and spreadsheet controls. Managed the setting and monitoring of credit risk limits in accordance with the GE Capital Risk Appetite Statement.
  • Ge Capital
    Svp Risk Portfolio Management
    Ge Capital 2004 - 2011
    Norwalk, Ct, Us
    Designed, implemented and managed a portfolio management department for a $4 billion healthcare equipment loan and lease portfolio. Directed loan and lease restructuring programs for small and mid market customers.
  • Ge Capital
    Senior Risk Analyst
    Ge Capital 2003 - 2004
    Norwalk, Ct, Us
    Lead underwriter for the West Region responsible for the largest and most complex customerrelationships. Performed comprehensive risk assessments for the origination of equipment purchases and leases.
  • Ge Capital
    Risk Analyst
    Ge Capital 2002 - 2003
    Norwalk, Ct, Us
    Performed comprehensive risk assessments for the origination of equipment purchases and leases. Responsible for detailed financial analysis, deal structuring, collateral or asset valuation, pricing validation, contract negotiations and excellent customer service.
  • Ledger Bank
    Vice President
    Ledger Bank 2000 - 2001
  • St. Francis Bank
    Vice President
    St. Francis Bank 1995 - 2000
  • Johnson Bank
    Loan Review Officer
    Johnson Bank 1991 - 1995
    Racine, Wi, Us
  • Republic Capital Bank
    Branch Manager
    Republic Capital Bank 1990 - 1991
  • First Interstate Bank
    Customer Service Manager
    First Interstate Bank 1986 - 1990
    Billings, Mt, Us

Tom Bruce Skills

Credit Portfolio Management Financial Risk Risk Management Financial Analysis Loans Credit Analysis Credit Risk Leadership Financial Services Corporate Finance Banking Financial Modeling Finance Management Capital Markets Commercial Lending Underwriting Commercial Banking Relationship Management Mergers And Acquisitions Asset Based Lending Policy Writing Structured Finance Governance

Tom Bruce Education Details

  • Devry University
    Devry University
    Accounting
  • California State University, Fullerton
    California State University, Fullerton
    Business Administration - Finance

Frequently Asked Questions about Tom Bruce

What company does Tom Bruce work for?

Tom Bruce works for Protego Risk Consulting, Llc

What is Tom Bruce's role at the current company?

Tom Bruce's current role is Founder.

What is Tom Bruce's email address?

Tom Bruce's email address is to****@****irm.com

What schools did Tom Bruce attend?

Tom Bruce attended Devry University, California State University, Fullerton.

What are some of Tom Bruce's interests?

Tom Bruce has interest in Ballroom Dancing, Cycling.

What skills is Tom Bruce known for?

Tom Bruce has skills like Credit, Portfolio Management, Financial Risk, Risk Management, Financial Analysis, Loans, Credit Analysis, Credit Risk, Leadership, Financial Services, Corporate Finance, Banking.

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