Entrepreneur, Innovator, Business Developer, Mortality Underwriting Expertise. I have launched, owned, and operated several Life Expectancy/Mortality Underwriting Services firms. I am proud to be a businesswoman who has survived the ups and downs of business in addition to holding a coveted Woman-Owned Business certification from the SBA. Over my extensive career, I have had a Sr. Management and Entrepreneurial focus with experience in technical underwriting and Chief Underwriting Officer roles. I run and operate Elevation Underwriting, LLC dba Valkyrie, with a passion for serving and collaborating with clients. I provide support to clients who desire innovative internal underwriting strategies. Innovation may include implementing various forms of electronic health data, ongoing impaired risk data analytics programs, and internal technical mortality underwriting expertise. As a leader in senior mortality and life expectancy risk for several decades, I have held numerous Chief Underwriting Officer, business development, and R&D underwriting roles in the life insurance industry and adjacent markets for blue-chip life insurers, reinsurance carriers, life expectancy firms, and service providers. Specialties: Entrepreneurial Acumen, Business start-ups and ownership, Affluent and Senior Market Expertise, Longevity, and Life Settlement Underwriting Expert, Electronic Health Data (EHD), Automated Underwriting Solutions, Data Analysis, Mortality Underwriting Manual development, underwriting training, underwriting risk audits (internal), professional industry speaker, innovative leadership, impaired risk analytics, operations management, building high-performance teams, project leadership, impaired risk underwriting.