Associate General Counsel
Creative problem solver with expertise in providing practical legal solutions that enhance business goals. Collaborate closely with Single Family Mortgage Business in the development of risk management policies, regulatory, Dodd-Frank, and a wide variety of strategic endeavors. Enhance legal advice with strong business knowledge. Valued for strong leadership skills, and sought out to navigate solutions to complex matters. Adept at helping clients determine appropriate balance between legal risk and business goals. Work extensively with external parties, including FHFA, MBA, ALTA, and Freddie Mac on policy initiatives, legal analysis, and implementation of business initiatives. Current and past responsibilities include Legal Department oversight of single family lending credit initiatives, including underwriting policies, Mortgage Electronic Registration System (MERS), business transformation initiatives, and custodial functions. Review marketing materials, prepare responses to congressional inquiries, and draft briefing materials for senior executives.Excellent written and oral presentation skills. Specialize in communicating complicated business and legal matters in clear, concise terms. Adept at strategy development and execution as well as change management.Specific legal expertise in electronic mortgage law (eSIGN and UETA) including Section 16 requirements for electronic promissory notes. Additional subject matter expertise in: Property Assessed Clean Energy (PACE) loan programs, private transfer fees, redemption rights, fraud and development of exclusionary lists, federal flood insurance program, federal mortgage insurance legislation, reverse mortgages, ITIN lending, borrower identity, title insurance, contract law, antitrust, MERS registry system, mortgage loan servicing issues, law of mortgage assignments, FCRA, corporate law, and litigation support.