I am an Insurance Agent in RI and several other states. For my first four plus years beginning in 1981, I worked primarily in the individual insurance market offering life, disability, and annuities to new and existing clients, covering a range of needs including family protection, mortgage protection, final expense planning. In August 1986, I branched into the business community offering payroll deduction benefits, Section 125 plans, buy-sell plans, group long term disability, and group term life plans. Two years later, I began offering other group products such as medical, dental, vision, long-term care, and retirement planning. I also market various employee benefits, benefits communication, benefit statements, HRA's and HSA's, flexible spending plans, and financial planning. In 2009, I began offering to current clients and others, a portfolio of products including Medicare Supplement Plans, Medicare Prescription Drug Plans (Part D), as well as Medicare Advantage Plans. In 2014, I incorporated and go by the name Elder Care Insurance Solutions Inc.

I am an Employee Benefits Specialist that assists employers in communication and implementation of their existing benefits as well as add additional voluntary benefits at no charge to the employer. I am able to provide a POP Section 125 and Benefit Statements free of charge to the Employer.