Ted Saad Email & Phone Number

Houston, Texas

• Manage and lead a team of 3 analysts located across the United States responsible for setting credit limits for industrial and commercial accounts. Handled all aged receivables over 90 days old and worked with customer.
• Designed and created credit policy for all industrial and commercial customer in North America $4 billion portfolio.
• Works with Senior Management to make sure stressed credit accounts are covered and secured
• Over 97% resolution rate on aged accounts.
• Manages the relationship between BrandSafway and our credit and lien vendors.

Houston, Texas

• Manage and lead a team of 6 analysts located across the United States and Canada, responsible for setting and managing credit policy and collections/bad debt on 2.1M residential customers from our North America Home.
• Work with Senior Management giving key bad debt drivers to help mitigate future risk.
• Created and managed Bad Debt forecast that came in un
• Calculates Bad Debt Reserve (Provision) Rates on four different business units.
• Manages the relationship between Direct Energy and our credit vendors.

Houston, Texas Area

• Senior Credit Risk AnalystManaged and analyzed Bad Debt Drivers for 6 different business units to help mitigate risk for entire Exelon Portfolio
• Created and analyzed Bad Debt Plan for entire Constellation portfolio(Over $750M in open A/R) that lowered Bad Debt by 25% year over year
• Streamlined Bad Debt Reporting for all six business units under Constellation umbrella to help Senior Management make better decisions
• Automated the collection process by creating a module that would send out phone calls and letters to delinquent customers and cutting bad debt in half
• Created all KPI’S, BPM’S and Metrics for Risk Department

• Tracked hours and spend of different engineering projects to make sure that they come in under budget and on time
• Created Ad Hoc Reports in Excel and Access for Upper Management to help engineers work more efficiently
• Worked with project manager to help form an efficient schedule to make sure turbine engines were shipped to customers on time
• Helped teach other associates Excel and Access to help the company run more efficiently

Houston, Texas Area

• Analyzed and verified Market Research data that went out to large Auto Industry customers like Ford, Napa and AutoZone
• Checked the data quality of files that came in from retailers to make sure they matched up with prior trends.
• Looked over the validity of monthly reports to make sure there were no errors; Worked as middle man giving updates from the Operation Department and the Sales Department.
• Improved on time rate of reports going out by 8% to a 97%; Worked as a mentor to teaching other associates Microsoft Works tools.

• Promoted within 8 months to work directly with senior management (VPs and Directors) to analyze and report on major data projects
• Managed and allocated departmental workload and advised Metrics Analysts (i.e., business analysts) on overcoming technical and procedural roadblocks.
• Used and created pricing models that helped sales reps reach highest margin potential.
• Managed complex ad hoc research and analysis projects; developed and delivered presentations to OfficeMax VPs and Directors and major customers including Coca-Cola, Tyco, and GE.