Ted Saad Email & Phone Number

Houston, Texas

Manage and lead a team of 3 analysts located across the United States responsible for setting credit limits for industrial and commercial accounts. Handled all aged receivables over 90 days old and worked with customer to make sure accounts were resolved in a timely manner.● Designed and created credit policy for all industrial and commercial customer in North America $4 billion portfolio.● Works with Senior Management to make sure stressed credit accounts are covered and secured● Over 97% resolution rate on aged accounts.● Manages the relationship between BrandSafway and our credit and lien vendors.

Houston, Texas

Manage and lead a team of 6 analysts located across the United States and Canada, responsible for setting and managing credit policy and collections/bad debt on 2.1M residential customers from our North America Home Business that helped lower bad debt by 10% while growing sales growth by 20%● Work with Senior Management giving key bad debt drivers to help mitigate future risk.● Created and managed Bad Debt forecast that came in un● Calculates Bad Debt Reserve (Provision) Rates on four different business units.● Manages the relationship between Direct Energy and our credit vendors.

Houston, Texas Area

Senior Credit Risk AnalystManaged and analyzed Bad Debt Drivers for 6 different business units to help mitigate risk for entire Exelon Portfolio● Created and analyzed Bad Debt Plan for entire Constellation portfolio(Over $750M in open A/R) that lowered Bad Debt by 25% year over year● Streamlined Bad Debt Reporting for all six business units under Constellation umbrella to help Senior Management make better decisions● Automated the collection process by creating a module that would send out phone calls and letters to delinquent customers and cutting bad debt in half● Created all KPI’S, BPM’S and Metrics for Risk Department

Tracked hours and spend of different engineering projects to make sure that they come in under budget and on time● Created Ad Hoc Reports in Excel and Access for Upper Management to help engineers work more efficiently● Worked with project manager to help form an efficient schedule to make sure turbine engines were shipped to customers on time● Helped teach other associates Excel and Access to help the company run more efficiently

Houston, Texas Area

Analyzed and verified Market Research data that went out to large Auto Industry customers like Ford, Napa and AutoZone● Checked the data quality of files that came in from retailers to make sure they matched up with prior trends.● Looked over the validity of monthly reports to make sure there were no errors; Worked as middle man giving updates from the Operation Department and the Sales Department.● Improved on time rate of reports going out by 8% to a 97%; Worked as a mentor to teaching other associates Microsoft Works tools.

Promoted within 8 months to work directly with senior management (VPs and Directors) to analyze and report on major data projects● Managed and allocated departmental workload and advised Metrics Analysts (i.e., business analysts) on overcoming technical and procedural roadblocks.● Used and created pricing models that helped sales reps reach highest margin potential.● Managed complex ad hoc research and analysis projects; developed and delivered presentations to OfficeMax VPs and Directors and major customers including Coca-Cola, Tyco, and GE.