Ted Lagousis Email & Phone Number

Santa Ana, California

Walnut Creek, California

* Manage and directs the daily activities of the mortgage operations department. * Responsible for the productivity and budgetary performance of the operations department.* Oversees loan file structure and documentation processing procedures.* Develops and implements policies and procedures. * Responsible for all lending functions, which may include.

Manhattan Beach, California

• Designed the processes and operational workflow of LBM in a two-month time period to meet business unit’s goal.
• Established and implemented internal operational policies and procedures for all residential lending departments.
• Developed effective systematic improvements, which resulted in minimal to no examination findings from our audit vendors and internal audit department for the bank.
• Planned and directed the file flow and turn time improvements and maintained an average turn time of 30 days to accommodate conventional real estate transactions.
• Reduced industry standard post-purchase turn times from 30 days to 9-12 days with no re-purchase demands executed.
• Collaborated with retail sales partners to become a profitable division and reduce project timeframe from 5 years to 2 ½ years.

Santa Monica, California

Review daily pipeline reports and reallocate resources as dictated by volume to ensure compliance with regards to rate lock expirations, purchase agreement delivery dates, and service level agreements are met on a consistent basis. Perform second level signature for loan and funding approvals and underwrite loans depending on volume. Collaborate with.

Irvine, California

• Oversee all Claims aspects of a failed institution including pre-closing activity such as conducting analysis of bank financial records, completing a Strategic Resolution Plan, and presenting findings to senior.
• Manage the closing weekend activities comprising of a collaboration effort with ProForma, the failed bank staff, closing team management, attorneys, contractors, potential bank acquirers, other federal/state regulatory.
• Supervise the Claims function in winding down a Payout or Deposit Insurance National Bank (DINB) by overseeing the placement and releasing of depositor holds, finalizing the determination and applying the insurance.
• As a functional manager, responsibilities ranged from developing, evaluating and implementing policies and procedures related to the division and the bank transaction
• Gather, compile, research and examine financial data to prepare a variety of financial documents, management reports, and presentations
• Evaluate and report on failing, failed, or acquiring financial institution transactions and recommend action based on procedural directives, current policies, and special circumstance of the institution with the goal.

INDYMAC BANKBusiness Development Manager and National Customer Account Executive (CAE) Training Director 1998-2008Provided leadership to a ten-person team of underwriters, CAEs, and operational staff. Communicated underwriting guidelines and pricing models. Reviewed and audited credit packages in accordance with IndyMac, Fannie Mae, Freddie Mac, and jumbo.

BANK OF AMERICAPersonal Banker IV/Corporate Officer 1991-1998Advanced from a teller to direct day-to-day branch operations and served as an expert to staff and customers. Counseled 450+ top-tier corporate clients and high net worth individuals, providing financial portfolio management. Supervised five financial service representatives, including setting.

KAISER PERMANENTE MEDICAL CENTERPublic Affairs Officer 1994-1996Composed articles to be published in the in-house newsletter; assisted with layout, design, and editing. Participated in planning special events, including the groundbreaking ceremony for Kaiser Permanente-Antelope Valley and the grand opening of Kaiser Permanente-Santa Clarita Valley..