Underwriting of Working Capital Facilities to SMEsI was responsible for preparing Credit Appraisal Memorandums after due diligence and financial analysis on the credit proposals, recommending working capital limit as per the analysis and bank policy, by ensuring product-wise TAT as per the framework of the Bank

Project name: Tracking the growth path of Exim Bank assisted Indian companies and its overseas venturesI was responsible for studying the growth path of past clients of Exim bank and Identify clients with whom the bank could make efforts to re-establish relationship with.I studied Credit Ratings of companies from the past and present data to analyze the progression of the companies over time in term of their ratings and recommended the companies to be studied further in terms of their financial performances over time.

As an Asst. Branch Manager, from the beginning of my career itself in the banking industry, I was responsible for the overall operation and performance of the branches posted at, along with the Branch Heads.I was also responsible for improving the business profile of the branches by canvassing various deposit accounts, timely processing of retail credit proposals, follow up of the loan repayments and recovery of NPAs.I had volunteered to work at my last branch of posting during demonetization period for close to one month and coordinated the branch operations during the initial difficult period.