Teresa Paiva Email & Phone Number

INCO Investimentos is a financing platform for real estate projects, that offers loans and debts for the companies in the sector. The resources are raised through P2P (peer to peer) model.Debt securitization structuring for the real estate sector. Expertise in the due diligence process, economic and financial analysis of the project (residential development and subdivision), credit analysis and pricing of the operation.Development of the process flow, credit granting policies, rating modeling and development of new credit products, including other sectors, such as education and energy.

Curitiba E Região

Mathematical modeling for financial economic valuations;Knowledge of methods and methodologies such as Discounted Cash Flow, Market Multiples and calculation of discount rates (CAPM and WACC);Historical analysis and financial projections of P&L, Balance Sheet, Cash Flow of the Firm and the Equity;Analysis of transactions and market multiples, using Emis and Capital IQ tools;Preparation of reports, presentations and memos;Experience in preparing Purchase Price Allocation (PPA) studies, including valuation of intangibles;Audit support in the calculation of impairment test for goodwill, fixed assets and investment (IAS 36), impairment test for deferred tax assets (IAS 12), fair value (IFRS 13), biological assets (IAS 41), revisions of PPA (IFRS 3).Knowledge in several sectors, including infrastructure (energy and transportion), industrial manufacturing, and agricultural market.

Curitiba E Região, Brasil

Curitiba Area, Brazil

Curitiba Area, Brazil

Daily activities in the Complementary Private Pension;Payment's administration of the Entity, including its taxes and generating Darfs;Elaboration of the cash flow;Follow up with the regulatory government agency to make sure the Entity is according to the regulations and specific laws;Support to legal matters, such as organizing minutes, contracts and direct contact with audit;Respond eventual questions of the employees, pensioners and retirees;Control the process of the Pension for the dismissed employees, including the new retirees;Creation and maintenance of internal controls.

Curitiba E Região, Brasil

Daily assistance in different activities, such as recruitment and selection, control of absences, admission and dismissal process, intern audit, benefits' administration and others.

Bachelor

Exchange Student

High School Exchange Program