I'm a Senior Commercial Broker at Crombie Lockwood, New Zealand's Insurance Brokers.Crombie Lockwood was founded in 1978 and has a network of 30 offices with a combined staff of over 820. We help businesses find the right balance between risk and protection to ensure they financially survive and insurable event. We do this by gaining a deep understanding of your business, your markets, the environment you work in, your opportunities, your challenges, your financial position, your business goals and the key people in your business. This enables us to build an insurance programme that is meaningful and specific to your requirements.To work in an industry that protects the future of New Zealanders and their businesses is a privilege and I take great pride in working with my existing clients to manage their business risks, going to bat for them come claims time, ensuring their premiums are competitive and coverage provided suits their needs.If you're a Business Owner or Business Leader and want to find out more about our work in Risk Management and Financial Survival or would like an obligation free business review, please feel free to get in touch via Linkedln messenger or email me on: Terence.sequeira@crombielockwood.co.nz. Happy to provide referrals from my existing clients on request.Specialities: Risk management, Claims Management, Commercial Law, Qualified Financial Advisor(Insurance), Management and International Business Strategies.