Teresa Bell Email and Phone Number
New Orleans, LA, US
Teresa Bell's Location
New Orleans, Louisiana, United States, United States
Teresa Bell's Contact Details
Teresa Bell work email
- Valid
- Valid
- Valid
- Valid
Teresa Bell personal email
n/a
About Teresa Bell
Experienced frontline mortgage underwriter, a dedicated team player that ensures customer service is priority one. VA SAR, FHA CHUMS, FNMA/FHLMC, Non QM HPML. A creative problem solver who can think outside the box with outstanding written and communication skills.
Teresa Bell's Current Company Details
Teresa Bell Work Experience Details
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Commercial Billing And Office WorkerSewerage & Water Board Of New OrleansNew Orleans, La, Us
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Mortgage UnderwriterVision One Mortgage Mar 2019 - Sep 2022Newport Beach, California, United StatesDetailed review of credit applications and supporting documentation to ensure compliance with company and investors set policies and guidelines.Application review for compliance with regulatory standards as set for FHA, VA, FNMA and FHLMC. Non QM HPML credit application review with submission to specific investors.Interpret loan criteria with recommendation for alternatives regarding loan structuring and financing solutions.Communicate and coordinate with team members to resolve any discrepancies and or alternative measures needed for loan decision.Prepare and specify loan conditions as necessary for loan approval, suspense and or denial. Condition review and clearance as applicable to support loan decision, release of loan documents and loan closing, if required; documentation as requested from shipping, insuring and or post close department
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UnderwriterVision One Mortgage, Inc. Feb 2018 - Mar 2019Tustin, CaliforniaRetail office serving four branch locations, originally hired as clear to close/CTC underwriter in a three tier review process. Moved to front line underwriter after six months. Designated VA and CalHfa underwriter. Conf and Non Conforming products. Some Non QM HPML review and loan placement with specific investors. Collateral review for Conv., FHA and VA files.
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UnderwriterCaliber Home Loans, Inc. Apr 2017 - Feb 2018Review and analyze credit applications and supporting documentation to ensure compliance with FHA, VA, and FNMA/FHLMC along with company set guidelines and policies and investor overlays.Reviewing and specifying loan conditions required to support approval, suspense or denial of application. Communicate and coordinate with team members for solutions to resolve any discrepancies. Appraisal review and clearance, CPM/PERS, Condo/PUD, SFR, 2-4 units. Condition review and clearance as applicable to support loan approval and release of loan documents, loan closing and if required; documentation as requested from shipping, insuring and or post close department.*Caliber Home Loans purchased Banc Home Loans from Banc of California in April 2017, acquired andtransferred as Sr. Underwriter -
UnderwriterBanc Of California Sep 2014 - Apr 2017Review and verify loan applications, income and asset documentation for compliance and approval for FHA, VA and FHLMC/FNMA, Conforming and Non conforming. Ensure applications are in compliance with regulatory standards and in compliance with company guidelines and policies as well as investor set overlays. Prepare and specify loan conditions as necessary for loan approval, suspense or denial. Condition review and clearance as applicable to support loan approval and release of loan documents, loan closing and if required, documentation as requested from shipping, insuring and or post close department.Obtained certification for CalHFA down payment assistant program. -
Sr. UnderwriterPacific Mercantile Bank Sep 2011 - Apr 2014Detailed review of credit, collateral, income and asset documentation in paperless environment toensure compliance with Ginnie Mae, Agency and investor specific product guidelines. Designated DPAunderwriter, familiar with MCC and Platinum programs. $750,000 signing authority. Obtained VA SAR.
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Sr. De/Conv UnderwriterTrust One Mortgage Feb 2008 - Jun 2011Irvine, CaWholesale and retail production office offering Conventional and FHA loan products. -
Senior UnderwriterStearns Lending Feb 2005 - Aug 2007Santa Ana, CaWholesale and Retail production office. FHA, Conventional and Alt-A specific portfolio products -
Wholesale UnderwriterMylor Financial Group Jun 2001 - Feb 2005Irvine, CaWholesale underwriter offering FHA and conventional loan products.
Teresa Bell Skills
Mortgage Lending
Fha
Mortgage Underwriting
Mortgage Banking
Loans
Government Loans
Refinance
Va Loans
Credit
Usda
Fha Financing
Residential Mortgages
Certified Mortgage Planning
Construction Loans
Underwriting
Credit Analysis
Real Estate Economics
Reverse Mortgages
Asset Based Lending
Real Estate Financing
Non Conforming
Home Equity Loans
Funding
Loan Servicing
Commercial Mortgages
Lines Of Credit
Commercial Lending
Loss Mitigation
Frequently Asked Questions about Teresa Bell
What company does Teresa Bell work for?
Teresa Bell works for Sewerage & Water Board Of New Orleans
What is Teresa Bell's role at the current company?
Teresa Bell's current role is Commercial Billing and Office Worker.
What is Teresa Bell's email address?
Teresa Bell's email address is tb****@****mtg.com
What skills is Teresa Bell known for?
Teresa Bell has skills like Mortgage Lending, Fha, Mortgage Underwriting, Mortgage Banking, Loans, Government Loans, Refinance, Va Loans, Credit, Usda, Fha Financing, Residential Mortgages.
Not the Teresa Bell you were looking for?
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Teresa Bell
Assistant Vice President Senior Technology Recruiter And Dei Ambassador At U.S. BankWayzata, Mn4gmail.com, tcfbank.com, tcfbank.com, usbank.com -
1albertsons.com -
3aol.com, marykay.com, safeway.com3 +171326XXXXX
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Teresa Bell
It Project Manager And Business Analyst At Cornell Sc Johnson College Of BusinessIthaca, Ny1cornell.edu -
Teresa Ann Bell, MBA
Boulder, Co
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