Terrie Smith Email & Phone Number

St Albans, Gb

London, England, Gb

After working together at Mastercard for over 8 years Colin Tanner and myself founded DIGISEQ to satisfy a shift we identified in the market enabling consumers to undertake payments through devices that are not owned by financial institutions but by purchasing items (in store/online) from retailers/brands they like and using the DIGISEQ platform to connect it to any service they want to use – be it a payment method, access (work or public transport), loyalty or events and much more.DIGISEQ is the first to have developed this technology and gained approval from MasterCard using the M/Chip™ Advance payment application. DIGISEQ’s solution securely delivers consumer payment credentials into wearables like watches, bracelets, rings and key fobs, enabling users to make contactless payments immediately after purchasing the wearable device."The global wearables market is expected to record a value of US$116.88 billion in 2025, rising at a CAGR of 17.12%, for the time period of 2021-2025.” Research and MarketsHowever, DIGISEQ’s solution is not limited to the payments market and can be implemented for access control, consumer identity and engagement, loyalty reward programs and promotions, object provenance and more.It is my pleasure to serve as CEO at DIGISEQ and to lead the company into new and exciting frontiers where our imagination is the only limit to the application of our technology.If you would like a demonstration, please email: info@digiseq.co.ukFor speaking, judging & industry panels please email: Terrie.smith@digiseq.co.uk

Purchase, Ny, Us

A mobile payments expert with a proven track record of product development and management. including contactless payments and NFC with several patents which relate to Over The Air (OTA), provisioning as well as Tokenisation management. As Senior Business Leader for MasterCard Mobile Product Development my role included building and managing a large global team as well as pioneering innovation.Highlights:▸ Credited with being the first to successfully implement OTA provisioning for mobile PayPass trials ▸ Owned the process for continuous improvement of OTA Provisioning ▸ Pioneered, conceived and managed the end-to-end development of mobile provisioning products that have been implemented worldwide ▸ Led the design and development of MasterCard’s latest generation of provisioning product including tokenisation of the consumer credentials▸ Responsible for the ideation and delivery of the GlobalPlatform Simplification Framework▸ Managed the specification of standard EMV profiles for mobile▸ Identified and realised business opportunities in relation to ‘On Behalf Of Services’ including coordination with internal development teams, third parties and customers▸ Created multiple strong value propositions to support sales teams in delivering a convincing customer journey and ultimately win sales including Barclaycard/Orange. ▸ Built and managed a cohesive global team with a range of different capabilities ▸ Formally recognised by senior management for her contribution to innovation▸ Speaking at numerous industry events on behalf of the company

Purchase, Ny, Us

London, ., Gb

Consulted on behalf of Accourt for the following companies:Alliance and Leicester▸ Advised on the implementation of EMV ▸ Supported the business areas and creating A&L’s Customer Proposition for Chip and PIN ▸ Reviewed and implemented an effective programme structure to deliver the Chip and PIN programme. ▸ Responsible for the delivery of the project phases, coordinating with the Project Director Mastercard▸ Responsible for the delivery of a variety of key projects, staffed jointly by MasterCard and Accourt ▸ Developed value propositions for debit processing to gain increased global profitability Travelex▸ Created a foreign exchange card payment proposition

New York, Ny, Us

▸ Project managed the smart card development process ▸ Identified and implemented process improvement changes to support the business areas in their need to launch new applications within a very tight timescale▸ Initiated and delivered the EMV Global PIN Programme

Reading , Uk, Gb

Consulted the following companies on behalf of Xansa:FI Group▸ Created application development methodologies, both waterfall and Rapid Application Development (RAD), with the focus on testing processes. ▸ Implemented and supported these processes throughout FI▸ Co-authored the DSDM White Paper for data warehouse developmentLondon Electricity▸ Developed the test strategy and then managed test planning of large developments in support of the increasing deregulation of the sector.Orange ▸ Led and facilitated intensive workshops to define fully integrated business processes across the organisationBarclays Corporate Banking ▸ Defined initial integration plans for electronic banking products and prepared impact assessments.▸ Reviewed the cash settlement accounting programme and prepared a board paper▸ Delivered a report for the programme board, recommending a way forwardAdditional assignments:▸ Led and facilitated the development of a labour management system to monitor, report and calculate improved labour costs throughout the stores for Sainsburys▸ Re-engineered the key business processes at GUS, the mail order and retail company▸ Carried out business analysis of Allied Dunbar’s direct customer interface services