• Lead, develop and embed a strong risk culture and strategy, integrating into the governance and processes of the bank.• Manage the risk management framework ensuring appropriate identification, assessment, quantification, mitigation and reporting of risks and ensure it is compliant with prevailing regulatory standards.• Make recommendations to the Board on the setting and monitoring of risk appetites, thresholds and limits. Implement effective risk reporting to management, board and board committees to evidence compliance and report on exceptions. • Ensure appropriate quantitative methodologies are in place for key risks and deliver stress testing methodologies consistent with regulatory expectations.• Develop a good working relationship with the federal and state supervision team and promote an open and effective working relationship. • Establish credit concentration limits, develop and maintain credit policy and provide appropriate credit analytics reporting as well as modeling for the Expected Credit Losses.

• Developed Commercial and Private Banking strategic plan and relationship manager incentive plan and performance metrics in collaboration with market leadership • Led Process and Client Delivery Improvement Project, standardizing job models, establishing KRIs/KPIs for markets and aligning resources to markets with growth and profitability• Worked with finance to develop pricing and profitability model for bankers sales environment as well as reporting and analytics to deepen relationships through cross-selling and effective pipeline management

Implemented a new business banking platform for a customer service and operations function. Developed and taught credit and capital markets training. Performed due diligence for bank acquisition. Evaluated and restructured regional bank financial services subsidiary. Streamlined and enhanced credit process from back office through to Board approvals for regional bank. Developed business plan for mortgage company. Created a succession management plan to meet regulatory approval.