Terry Vine, Mba,Cfp® Email and Phone Number

As National Director of Insurance Premium Finance, my team and I lead all aspects of Insurance Premium Finance lending for U.S. Bank Wealth Management. Our national-focused team coordinates with Insurance Professionals / Wealth Advisors/Family Office Managers, etc. to provide an outstanding client experience from the initial introduction, to loan origination, and ongoing relationship management.

As an Insurance Premium Finance Banker, I provide personalized service for the day-to-day management of clients’ Insurance Premium Finance lending across U.S. Bank Wealth Management. Responsible for coordinating and interfacing with insurance professionals nationwide to provide an exceptional client experience beginning with the initial introduction, then continuing through loan origination and ongoing relationship management. As an IPF Banker, I work closely with teams in negotiating lending… Show more As an Insurance Premium Finance Banker, I provide personalized service for the day-to-day management of clients’ Insurance Premium Finance lending across U.S. Bank Wealth Management. Responsible for coordinating and interfacing with insurance professionals nationwide to provide an exceptional client experience beginning with the initial introduction, then continuing through loan origination and ongoing relationship management. As an IPF Banker, I work closely with teams in negotiating lending terms including loan approval and closing, ongoing monitoring of the portfolio, as well as credit review and renewals of U.S. Bank Insurance Premium Financing relationships. Show less

As a Private Banking Relationship Manager, I develop, manage, and retain full service relationships with high net worth and ultra high net worth private banking clients.I provide advice, counsel, and high level customer service to meet the financial needs of clients. I work with complex lending situations and recommend creative and practical credit structures and solutions for sophisticated borrowers. I support standards for managing the credit portfolio in a manner that ensures compliance with… Show more As a Private Banking Relationship Manager, I develop, manage, and retain full service relationships with high net worth and ultra high net worth private banking clients.I provide advice, counsel, and high level customer service to meet the financial needs of clients. I work with complex lending situations and recommend creative and practical credit structures and solutions for sophisticated borrowers. I support standards for managing the credit portfolio in a manner that ensures compliance with banking regulations, policies and procedures, credit quality and credit policy requirements. I utilize my Financial Planning expertise with a Wealth Management team to solicit, develop, manage, and retain client relationships within The Private Client Reserve of US Bank Show less

Instructor for Dale Carnegie Course:Effective Communications and Human RelationsAn effective trainer in facilitating the following skills among class participants:Tackling complex challengesGenerating more and better ideasExcelling as a consensus builderCommunicating clearly and conciselyReducing self-consciousness and fearApplying 30 human relations principlesInstructor for "Leadership Training for Managers" Course. An effective trainer in… Show more Instructor for Dale Carnegie Course:Effective Communications and Human RelationsAn effective trainer in facilitating the following skills among class participants:Tackling complex challengesGenerating more and better ideasExcelling as a consensus builderCommunicating clearly and conciselyReducing self-consciousness and fearApplying 30 human relations principlesInstructor for "Leadership Training for Managers" Course. An effective trainer in facilitating strong leadership and management skills including:Creating a vision for teamsDevelop strategies that make things happenEncourage the taking of intelligent risksInfluencing people to follow you, and gaining cooperation at every levelLeading a winning team, department or organizationEmpowering others to deliver resultsRecognizeng individual and team successDefining performance standards and holding people accountable for resultsAligning performance goals with corporate strategy Show less

Lead the development and implementation of client strategy and vision, by leading a Private Bank relationship team in the identification and prioritization of critical client financial issues. Advocate solutions that lead to the attainment of a client’s financial aspirations and lifetime goals. Serves as the primary client advisor and optimizes client relationships. Provide pertinent financial advice that meets client needs by positioning and selling the breadth of the Private Bank’s… Show more Lead the development and implementation of client strategy and vision, by leading a Private Bank relationship team in the identification and prioritization of critical client financial issues. Advocate solutions that lead to the attainment of a client’s financial aspirations and lifetime goals. Serves as the primary client advisor and optimizes client relationships. Provide pertinent financial advice that meets client needs by positioning and selling the breadth of the Private Bank’s financial products and services. Develop centers of influence in the market that can be leveraged into profitable relationships. Develops strategic relationships within the Key Bank’s lines of businesses in order to effectively refer business and leverage partnerships to deepen client relationships. Key Achievements: • Obtained Series 7 Securities License, Series 66 License, and Life Insurance License• Increased Assets Under Management, Deposits, and Loan Outstandings• Attained membership in Achiever’s Club – national award for highest producers• Attained designations of President’s Club - recognition for high performance• Developed and implemented a focused Law Firm Initiative Show less

Responsible for all sales and operational activiites of eight (8) retail branches totaling $368MM in deposits. * Successfully increased the region's deposit base and loan production year over year. Improved region's staffing and turnover levels. Improved the region's audit results and level of customer service* Initiated, developed, and implemented new sales training within Cleveland Division retail branches* Member of Consumer Loan Pricing Committee

Developed new commercial business relationships and managed a $84MM retail branch. Devlepoed and executed a business plan to insure my branch's successful growth in deposits and loan volume. Effectively managed a staff to meet and achieve sales goals.

Developed new commercial business relationships and managed a 70MM retail branch. Developed a buisness plan to insure the branch's successful growth in deposits and loans