Terry Fergusson - Mba, Dip(Comp) Fica Email & Phone Number

Edinburgh, Scotland, United Kingdom

Edinburgh/London, United Kingdom

Thistle Initiatives are specialist consultants providing businesses operating in the financial services, insurance and energy sectors, the expert advice and support they need for all their FCA Regulatory Requirements. Resolution Compliance is one of leading providers of network solutions in the UK. Bringing years of industry experience, we provide total network solutions tailored to your offering. Our experience spans across Crowdfunding, Peer 2 Peer lending and investment management platforms We understand that the world of regulation evolves and so does our understanding of what this means for your business. Our team of experts offer hands-on and time efficient services which ensure our clients can successfully navigate and fulfil regulatory requirements whilst continuing to thrive as a business, providing ongoing support in an ever-changing landscape.As a Compliance & Supervision Manager my role involves:- Providing regulatory advice, support and guidance to a range of Appointed Representative firms operating in the insurance, consumer credit and lead generation sectors.- Undertaking regular regulatory supervisory audits of firms within my area of responsibility- Guiding firms through the FCA's direct application process- Assisting firms prepare for FCA visits

Edinburgh, United Kingdom

Employed on a six month fixed term contract. Responsible for the supervision of a flexible portfolio of firms operating in the Consumer Credit Interim Permissions sector, with a particular focus on credit brokerage firms. Activities include:• Working with colleagues in Authorisations to provide background on firms’ suitability to become authorised.• Monitoring of firm’s business models to ensure fair treatment of customers is central to the corporate culture.• Prudential analysis of firms to ensure compliance with threshold conditions for authorisation are maintained and identify areas where financial stress could result in conduct that is potentially detrimental to consumers.• Working with firms to address conduct failings, using the full range of supervisory powers, up to and including referring the firm to the Enforcement Division.

Edinburgh, United Kingdom

Hired on a three month contract specifically to assist in the delivery of Aegon UK's 2014 Monitoring plan.Lead Reviewer- Customer Claims- Customer Complaints and Advisor CompensationReviewer- Proposition Development

Edinburgh, United Kingdom

Responsible for all aspects of regulatory and legislative compliance involving the Office of Fair Trading, Consumer Finance Association, Financial Conduct Authority, HMRC and the Information Commissioner’s Office.Key responsibilities and skills:• Money Laundering Reporting Officer• Owner of corporate anti-money laundering, data protection, treating customers fairly, bribery and corruption policies.• Consumer Credit Licence, Money Laundering 2007 Regulations, Data Protection and Companies House registrations and renewals.• Liaison with regulatory bodies and advising senior management on the requirements and impact of regulatory change.• Managing and co-ordinating company response to the Office of Fair Trading’s 2013 Short Term lending review.• Managing compliance with the Consumer Finance Associations’ Lending Code for Small Cash Advances.• Managing the transition of regulation of consumer credit to the Financial Conduct Authority.• Advising and providing guidance to business on queries relating to all aspects of regulatory and legislative (including Local Authority licensing) compliance.• Preparation and submission of internal senior management anti-money laundering, regulatory breaches and customer complaints reports.• Preparation and submission of regulatory and statutory returns.

Edinburgh, United Kingdom

To assist in the management of a comprehensive support service for risk and where appropriate, the planning and administration of solutions, and influencingteam members in order to enable the business to monitor and control risk.Key responsibilities:• Monitor designated business areas, ascertaining whether the business areas have identified their operational risks and regulatory risks and developed appropriate mitigators.• Undertake reviews of designated departments or processes as part of the overall monitoring programme.• Produce reports from monitoring reviews and ensure actions are followed through to resolution.• Monitor designated projects or new developments to ensure implementation includes appropriate mitigators for regulatory risks and operational risks.• Identify and report issues, ensuring that solutions compliant with regulations are implemented.• Contribute to departmental and divisional reports to required standards and timescales.• Actively develop and maintain relations with key customers, and deploy leading monitoring practices.• Provide guidance to designated business contacts, process owners and compliance co-ordinators to aid their understanding of the regulatory rules impacting on their process or department.• Keep colleagues aware of new developments that impact on their area of responsibility.

Edinburgh, United Kingdom

Working closely with a team of Account Managers to maximise sales opportunities by proactively promoting Scottish Widows' products and services to a panel of Financial Intermediaries and responding promptly and professionally to requests for information from Financial Intermediaries; dealing with any issues, including complaints, which arise while providing the highest possible levels of service.

Edinburgh, United Kingdom

Reporting to the branch manager, my primary role was to increase the overall branch profitability by driving sales whilst ensuring that customers received the highest standards of service.

Edinburgh & Falkirk

On completing my first degree in 1993 I secured the position of Assistant Manager through Grand Metropolitan’s Graduate Management Recruitment Scheme.

Ict Diploma In Compliance, Compliance, Merit

Master Of Business Administration (M.B.A.), Business Management

Post graduate management degree programme covering the following subject areas: Accountancy & Finance Marketing Economics Statistics.

Bachelor'S Degree, Bsc.(Ord.) Combined Studies

General undergraduate degree programme covering the following subject areas: Physics Biology Chemistry Mathemetics Statistics Accountancy.

High School, Scottish Certificate Of Education Higher Grade, 4 Sce Highers, 1 Sce Ordinary Grade

High School, Scottish Certificate Of Education Ordinary Grade, 9 Sce Ordinary Grade