Insurance and Fee Based Advisor

sales

Fee-Based Asset Advisor developing appropriate solutions to meet the investment objectives of high net worth families and business owners through the use of money managers and insurance.

Sales Manager- Primary focus on Home, Auto, Life as well as Retirement Planning for Business Owners and individuals. Investments include mutual funds, ETFs, fee-based platform and annuities. I understand how to combine managers with low correlations to one another to create diversified and tax-efficient portfolios, customized to best suit the needs of each client. Regardless of an individual’s risk-tolerance, my goal is to take smart risks, where the upside is attractive enough to outweigh the downside. I manage risk by having a deep understanding of current and potential quality managers.

Investment portfolios we develop for clients seek to deliver superior risk-adjusted returns through asset allocation. We focus on Retirement, Estate Planning, IRAs/401k/403b, Asset Allocation, Succession Planning, Comprehensive Financial Planning. I believe that long-term results begin and end with the right mix of asset classes. For this reason, I create customized asset allocations, focusing on sophisticated strategies instead of simplistic definitions of asset classes. I carefully evaluate each investment to determine its risk/return characteristics, then structure unique asset allocations with complementary low-risk and aggressive components.

Providing insurance solutions to individuals across 45 states.

SEM, SEO, and pay-per-click advertising programs developed for small business owners.

Provide fee-based asset management and investment services to Defined Benefit/Defined Contribution plans and high net worth individuals using a customized approach to portfolio management services. Created comprehensive investment policy statements and quarterly performance measurement to provide information in an easily understandable and custom tailored format to help clients meet their individualized needs. We are structured as an independent manager of managers, accessing top investment managers by selecting from the array all firms have to offer. We do not receive any compensation from any investment managers or third-party providers, allowing us to objectively select the most appropriate managers for each client.

Financial Advisor providing investment and insurance solutions

VP; Financial Advisor: managed assets and built diversified investment a portfolios based on client's risk tolerance, suitability and objectives. Top 100 in sales 1994-2000. Achieved CFP designation in 1999.

Promoted within Merrill Lynch from initial position of Mutual Fund Operations to business consultant, providing liaison between bond trading and trading support operations. Focused on Implementing and integrating new regulatory processes and procedures. Bond Trading Desk Specialist: P/L and providing inventory of Fixed Income sell side to Merrill Lynch Institutional Sales force.