Senior Manager
CurrentConducting in-depth analysis of credit applications and creditworthiness of borrowers to assess their ability to repay loans or credit facilities.· Developing and implementing credit policies and procedures in line with regulatory requirements and internal risk management frameworks.· Managing the bank's loan portfolio to optimize risk-returns in credit portfolio · Implementing risk mitigation strategies to minimize credit losses and maximize recovery in the event of default.· Collaborating with internal stakeholders such as relationship managers, underwriters, and risk managers to ensure alignment of credit decisions with business objectives and risk appetite