Provide financing solutions to small and medium size businesses and their owners. Heavy focus on special use properties and construction. I help clients execute creative and competitive commercial lending solutions as part of Tri Counties Bank’s expansion into Southern California.

Responsible for managing and developing a portfolio of new and expanding existing productive and profitable relationship with clients with emphasis on business and industrial companies ranging from complex credits to deposit only relationships through external business development calls and referrals.

Help banking clients navigate the SBA loan process, primarily for the purchase/refinance of owner-user commercial real estate. Through the SBA loan program I can also assist with business acquisitions, partner buyouts, equipment financing, working capital requests, debt refinance among other business financing needs. Responsible for managing and developing a portfolio of new and expanding existing productive and profitable relationship with clients with emphasis on business and industrial… Show more Help banking clients navigate the SBA loan process, primarily for the purchase/refinance of owner-user commercial real estate. Through the SBA loan program I can also assist with business acquisitions, partner buyouts, equipment financing, working capital requests, debt refinance among other business financing needs. Responsible for managing and developing a portfolio of new and expanding existing productive and profitable relationship with clients with emphasis on business and industrial companies ranging from complex credits to deposit only relationships through external business development calls and referrals. From 8/2014-5/2017 was Sr. Underwriter handing the complex credits. Show less

Analyze business and personal financial statements to determine credit worthiness. Manage a pipeline of workflow in a timely manner and to the bank’s standards. Provide consistent and thorough presentations to loan committee with recommendations.

Responsible for expanding and building relationships with existing and new customers. Analyze business and personal financial statements to determine credit worthiness. Manage a pipeline of workflow in a timely manner and to the bank’s standards. Provide consistent and thorough presentations to loan committee with credit recommendations. Reports on loans, including past dues, exceptions, financial updates, profitability, and risk grade adjustments. Other duties as assigned.

Participated in a management training program. Program began with all associates working the teller line to gain the experience necessary to manage that team. Upon mastering the teller experience, associates move to platform banking where the main focus is relationship development and cross selling bank products.During this period associates take formal management training though the bank's training department and upon availability are moved into assistant branch managers. This is the phase of… Show more Participated in a management training program. Program began with all associates working the teller line to gain the experience necessary to manage that team. Upon mastering the teller experience, associates move to platform banking where the main focus is relationship development and cross selling bank products.During this period associates take formal management training though the bank's training department and upon availability are moved into assistant branch managers. This is the phase of the program was in when I moved back to CA. Show less