David Vidal Email & Phone Number

Woodbridge Township, Nj, Us

Colonia, New Jersey, Us

Vidal Notaries LLC proudly serves the State of New Jersey with all Residential, Personal, and Commercial notarial services. We bring experience in various business disciplines and the know-how for working with sensitive documents and situations requiring high degrees of confidentiality.We work directly with title agencies, real estate agents, lenders, and attorneys, maintaining the high levels of customer service that these parties demand in the transactions they represent.Vidal Notaries also services the needs of out of state automotive dealerships who sell cars to NJ buyers and seek to have someone manage the document execution process for an automotive transaction.And in those moments, when a notary is needed but one never seems to be available, let us assist you with our mobile notary service. At Vidal Notaries, the notary comes to you.You worked hard to earn your client's business....don't let a bad documentation experience ruin the deal.Contact us today for more information. Centrally located in the state, Colonia, NJ, Middlesex County.

New York, New York, Us

Full Time, Business Development• Manage a global application process, liasoning with international regional representatives to acquire necessary information and vet potential members for financial wherewithal and capacity to undertake WTC projects.• Customer service responsibilities to WTC network.• Business Development responsibilities in India, Middle East and Africa, maintaining relationship with current members to increase pipeline flow and identify closeable leads.• Introduced a new pipeline management tool to more effectively track potential sales and analyze respective date.• Present new license/transaction proposal packages for review and decisioning.• Maintain high customer service levels with international member base.

Porto, Pt

Active role in the recovery and liquidation of a $350 million loan portfolio. Managed the day-to-day servicing of the subject portfolio by a 3rd party loan servicer and ensured that terms of the loan servicing agreement were upheld. Focused on minimizing losses for the parent company, successfully liquidating the subject portfolio with cumulative losses below 20%.Managed the acquisition of loan data from the loan servicer. Ensured that monthly deadlines were met, audited the information provided for errors and ensured that any discrepancies were corrected immediately.Ensured that changes to loan data were processed correctly in the core system to comply with any negotiated loan modification terms, or terms related to forbearance agreements, and that all documentation was filed accordingly.Prepared all administrative reports, portfolio liquidation progress reports, ad-hoc reports as requested by management, and slide sets forwarded to the parent company.Served as a key figure in the sale of $100 million of loans (Commercial and Consumer, Performing and Non Performing), Managed the loan data and information acquisition process, ensured information for the brokers and interested parties was provided in a timely manner and accurate.Ensured that interest rates adjustments occurred promptly.Collaborated with Credit Administration Department at loan servicer to clear financial exceptions occurring if borrowers failed to provide updated financial information as stipulated in loan agreement.Managed a yearly credit file audit aligning necessary employee assets from the loan servicer as needed, reducing documentation loss and ensuring file completeness for sale.Reviewed property tax status, credit reports, delinquency reports, to identify deficiencies.Knowledge of loan workout and the loan workout process. Worked with in-house workout officer to resolve various high dollar collections.

Key information liaison for a watch list review project involving members from various departments; including Credit, Commercial Lending, Consumer Lending, and Administration.Managed various call report campaigns pertaining to the bank’s SBA backed loan portfolio, coordinating all personnel needed and ensuring that call reports from these individuals were provided, analyzed and summarized promptly so that timely decisions on next actions could be made by senior management.Collaborated in the rehabilitation of $40 million (YE 2010) in classified loans by means of collateral acquisition, credit restructuring, principal pay down or payoff.Co-managed the full revision and launch of the bank's credit policy and related procedures (with guidance from Senior Management), tracking all Senior Management and Board of Directors approvals, and ensuring that final copy included all necessary changes. Presented the final product to respective departments, and prepared necessary training materials, for implementation in the bank's credit process.Monitored the bank’s loan portfolio for signs of credit deterioration; changes in risk rating, guarantor FICO, and reviewing loan status updates produced by the loan officers.Prepared custom loan portfolio status reports, custom trend reports as requested by the Asset Quality Manager and slide sets to be presented to the Executive Committee and Board of Directors.Co-managed a data room during a bulk loan sale of $750 million in Commercial and Consumer credits related to the liquidation of this entity, ensuring that interested parties conformed to our privacy standards and reporting to senior management any issues that occurred.

Chosen by Senior Management to act as the contingency to the VP of Treasury, performing all routine daily tasks in the event this officer was away from the office. This was a position worked in conjunction with another role within the organization. Only in the absence of the Treasury Officer, but under the supervision of the Chief Financial Officer:Managed daily overnight liquidity placements; negotiated rates, confirmed that finds were wired accordingly and confirmed that placements were filed by subject bank.Managed daily Forex purchases.Prepared market update reports as requested by the Senior Management.Fielded questions from the branch network relating to currency exchanges.

Performed competitor market research to develop new product campaigns and features.Developed new product communication plan and sales copy.Managed the product campaign launch cycles for communication internally and externally.Played a key role in the production and development of internal corporate events.Involved in the production and analysis of market studies as well as new product development.Developed and gave design input on all products and services literature.

Bachelor'S Of Science, Marketing Management

High School Diploma