Thejo Thomas Email & Phone Number

Dubai, Ae

Dubai, United Arab Emirates

• Conducted revenue audits for multiple clients, identifying discrepancies, resolving revenue leaks, and ensuring compliance with accounting standards.• Performed vouching to verify the authenticity of transactions, reconciling financial records with supporting documents such as invoices, receipts, and contracts.• Executed expense audits, analyzing client expenditures to detect unauthorized or excessive spending and ensure adherence to company policies.• Conducted HR audits for clients to assess payroll accuracy, benefits administration, and compliance with labor laws and internal policies.• Executed process audits across client operations, identifying inefficiencies, control weaknesses, and recommending tailored improvements.• Audited petty cash accounts for clients, ensuring adherence to internal controls and reducing financial discrepancies.• Performed bank reconciliations for client accounts, ensuring alignment between bank statements and client financial records, and resolving variances promptly.• Prepared and presented detailed audit reports to client management, highlighting risks, discrepancies, and recommending process improvements.• Collaborated with client teams to implement internal control mechanisms and address audit findings effectively.

Dubai, United Arab Emirates

As an Accounts and Admin Executive at CFT Sports Services LLC, I am entrusted with overseeing the financial and administrative operations of the organization. My role encompasses a wide array of responsibilities, aimed at ensuring operational efficiency and financial transparency• Revenue Management: At the core of my responsibilities lies the meticulous collection and recording of all Tennis and Padel revenue. I implement robust systems to track revenue streams, ensuring accuracy and completeness in financial transactions• Financial Monitoring: I conduct daily monitoring of bank transactions and POS transactions, meticulously scrutinizing each transaction to identify discrepancies and irregularities. This proactive approach enables timely intervention and resolution of any issues that may arise• Reconciliation and Reporting: Monthly bank and accounts ledger reconciliations are integral to my role. I meticulously verify accounts ledgers, ensuring alignment with financial records and facilitating the smooth closing of books. The reports I prepare provide valuable insights to the Finance Manager, guiding strategic financial decisions• Coaches Revenue Management: I am responsible for managing all payment-related activities, including purchase orders, invoices, and reminders to clients. Maintaining meticulous records of vouchers and invoices is essential for tax audit purposes and ensuring compliance with regulatory standards.• Administrative support: In addition to financial responsibilities, I provide comprehensive administrative support. This includes filing paperwork, organizing computer-based information, coordinating events, and contributing to ad hoc projects as required.

India

During my tenure as a Personal Banker (Deputy Manager) at HDFC Bank Ltd, I played a pivotal role in delivering exceptional banking services and driving revenue growth. My responsibilities encompassed various aspects of customer relationship• Customer Acquisition and Relationship management: I proactively acquired new customers and nurtured existing relationships by providing personalized financial solutions tailored to their needs. Building strong rapport and trust with customers was instrumental in fostering long-term relationships.• Sales and Revenue Generation: Utilizing a consultative sales approach, I identified opportunities to cross-sell banking products and services, thereby maximizing revenue and meeting sales targets. Through targeted sales strategies, I enhanced the bank's product penetration and market share.• Compliance and Documentation: Ensuring adherence to regulatory requirements and internal policies was paramount. I facilitated the documentation process for opening and maintaining customer accounts, conducted thorough KYC verification and ensured compliance with all regulatory standards,• Customer Service Excellence: As the dedicated point of contact for preferred customers, I delivered exemplary customer service, promptly addressing queries, resolving complaints, and ensuring customer satisfaction. My commitment to deliver superior service contributed to loyalty and retention.• Teller: Handling transactions, resolving complaints, and assisting customers with their financial needs are crucial responsibilities. Entering RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) requests is also essential for facilitating electronic fund transfers.

Thrissur, Kerala, India

As a Working Partner at Parpella Pvt Ltd, I played a pivotal role in driving business growth and operational excellence. My responsibilities encompassed strategic management, business development, and corporate compliance:• Strategic Management: Collaborating with colleagues and support staff, I optimized team efficiency and productivity. I fostered a culture of teamwork and innovation, driving collective efforts towards achieving organizational goals and object• Client Service and Relationship Management: Providing superior service to clients was a top priority. I built strong, enduring relationships with clients, earning their trust and loyalty through consistent delivery of value-added services and solutions.• Corporate Compliance and Governance: Ensuring compliance with legal and regulatory requirements was integral to my role. I oversaw company secretarial tasks, including incorporation of companies, GST registration, and annual filings, ensuring adherence to all statutory obligation

Kerala, India

• Audit Discrepancies: Identified and promptly reported any irregularities or discrepancies discovered during audits, ensuring transparency and integrity in financial operation• Detailed Reporting: Documented comprehensive recommendations aimed at strengthening internal controls, mitigating risks, and improving overall operational efficiency within the organization• Financial Audits: Conducted thorough audits of all gold loan documents and cash transactions, ensuring accuracy, compliance, and adherence to regulatory standards.• Compliance monitoring: Monitored and verified daily vouchers to ensure adherence to organizational policies, procedures, and regulatory requirements, maintaining high standards of compliance and accuracy• Bank Reconciliation: Executed thorough bank reconciliation processes to ensure alignment between financial records and bank statements, identifying and resolving discrepancies promptly• KYC Compliance: Ensured 100% compliance with Know Your Customer (KYC) regulations, safeguarding against potential financial crimes and enhancing customer due diligence practices.

New Delhi Area, India

• Identified and reported audit issues: Conducted thorough examinations of financial records and operational procedures to identify discrepancies, irregularities, and areas of improvement.• Documented recommendation to improve internal controls: Created detailed reports outlining audit findings and provided actionable recommendations to enhance internal controls, mitigate risks, and improve operational efficiency • Produced Audit Reports: Generated comprehensive audit reports summarizing findings, recommendations, and corrective actions taken to address identified issues, ensuring transparency and accountability.• Recommended new methods to improve internal controls and operating efficiency: Proactively suggested innovative approaches and best practices to strengthen internal controls, streamline processes, and optimize resource utilization.• Verification of gold Loan document cash transactions and Stock: Conducted meticulous verification of gold loan documents, cash transactions, and stock inventory to ensure accuracy, compliance with regulatory requirements, and prevention of fraud or misappropriation• Monitoring and verification of daily vouchers: Implemented rigorous monitoring and verification procedures for daily vouchers to maintain accuracy, completeness, and integrity of financial transactions.• Bank Reconciliation: Executed thorough bank reconciliation processes to ensure alignment between financial records and bank statements, identifying and resolving discrepancies promptly• KYC Compliance: Ensured 100% compliance with Know Your Customer (KYC) regulations, safeguarding against potential financial crimes and enhancing customer due diligence practices.

Kerala, India

• Recommendations: Documented comprehensive recommendations aimed at enhancing internal controls and operational efficiency within the organization.• Audit Reports: Produced detailed audit reports, outlining findings and providing actionable insights for improvement to management and stakeholders.• Reporting: Presented findings and recommendations to both the audit committee and management, ensuring accountability and transparency in organizational practices.• Policy Review: Reviewed departmental policies, programs, and activities, providing recommendations for enhancement and alignment with organizational goals.• Sales and Purchase Audits: Cross-checked all sales bills with sales bill bars and the sales register, ensuring accuracy and completeness of sales records. Also, verified the correct accounting of purchase bills and expenses.• Bank Reconciliation: Prepared bank reconciliation statements, reconciling discrepancies and ensuring accuracy in financial transactions.• Financial Compliance: Verified the correctness of collection and payment of Provident Fund (PF), Employee State Insurance (ESI), and other statutory payments, ensuring compliance with legal and regulatory requirements.

Bengaluru, Karnataka, India

• Roaming Reports: Prepared reports of roaming products and tracked daily roaming revenue, providing critical insights into revenue generation and performance. Provided regular updates to top management regarding the progress of roaming tie-ups and testing, keeping stakeholders informed about project developments and milestone• Management Analysis: Conducted analysis as required by management, utilizing data to inform strategic decision-making and optimize business processes.• Roaming Tie-ups: Collaborated as part of a team to establish roaming tie-ups for Spice KK (Idea KK), initiating discussions with international operators to expand roaming services.• Negotiations: Led negotiations for international roaming agreements with IREG and TADIG coordination, facilitating bilateral service launches between international telecom providers and Spice KK (Idea KK)• Testing Coordination: Conducted IR 24 testing for Uninor In-roamers and IR 32/IR60 testing for Uninor In-roamers, ensuring seamless roaming services for subscribers.• Issue Resolution: Coordinated with roaming partners and MSC team to resolve various technical issues promptly, ensuring uninterrupted service delivery.