Thiago Ojeda Email & Phone Number

State Of São Paulo, Brazil

São Paulo, Brazil

> Leader in the restructuring of the Sales Management team for the newly CarBank division, responsible for structuring its Business Analytics. > Acting in the creation of databases, analytical reports, and process automation, in partnership with BI, IT, and Product teams, generating insights for process and system improvements. > Developed detailed market analyses for the strategic allocation of FTEs, aiming to increase VWFS’s penetration on white label Dealers and enhance… Show more > Leader in the restructuring of the Sales Management team for the newly CarBank division, responsible for structuring its Business Analytics. > Acting in the creation of databases, analytical reports, and process automation, in partnership with BI, IT, and Product teams, generating insights for process and system improvements. > Developed detailed market analyses for the strategic allocation of FTEs, aiming to increase VWFS’s penetration on white label Dealers and enhance Market Share. > Created commercial performance reports (GCMs), goal planning distribution models, results assessments, variable compensation calculations, and managed commercial agreements. Also responsible for the BU’s budget management, including its periodic reviews. > Conducted financial feasibility analyses of projects, investments and incentive campaigns, projecting impacts on profitability and tracking results through Budget vs. Actual analysis. Show less

São Paulo, Brazil

> Responsible for projections, forecasting and goal planning for vehicle operations;> Business analytics for planning and commercial strategy routines, exploring insights, creating reports and ad hoc queries for business management: credit strategy monitoring, market share kpi's, commercial visibility, conversion performance and pricing monitoring, projecting their influences in the budgeting process and measuring the results through actual x budget analysis;> Heading… Show more > Responsible for projections, forecasting and goal planning for vehicle operations;> Business analytics for planning and commercial strategy routines, exploring insights, creating reports and ad hoc queries for business management: credit strategy monitoring, market share kpi's, commercial visibility, conversion performance and pricing monitoring, projecting their influences in the budgeting process and measuring the results through actual x budget analysis;> Heading performance analyzes dispersion for commercial strategies and process automation for official C-Level reporting, managing the team's daily basis and aligning their priorities and demands;> Credit strategy monitoring and development of challenge models for its continuous improvement;> Monitoring the effects of Expected Loss on pricing (ex-ante) and performing crop (ex-post) and its influences on portfolio profits (ROA per contract) and commercial performance;> Data engineering and project coordination for AWS datalake migration. Show less

> Credit strategy analysis, validating origination crops and their performances default, proposing new champion challenges to increase behavior models;> Interaction with Finance, Credit Desk team, Commercial and Product teams to new credit products development;> Credit KPIs monitoring (FPD, Over, Rollovers, etc) with definition and monitoring of targets and triggers for those kpi’s;> Data modeling for PDD management through 2,682 and 4,966 (IFRS9) guidelines, creating… Show more > Credit strategy analysis, validating origination crops and their performances default, proposing new champion challenges to increase behavior models;> Interaction with Finance, Credit Desk team, Commercial and Product teams to new credit products development;> Credit KPIs monitoring (FPD, Over, Rollovers, etc) with definition and monitoring of targets and triggers for those kpi’s;> Data modeling for PDD management through 2,682 and 4,966 (IFRS9) guidelines, creating PD/EAD/LGD models for risk cost projections;> Financial MIS Routines for collections;> Actual vs Budget monitoring, aligning expectations with reported projections and managing strategies to reach collection recovery targets;> Cash flow monitoring and receipts projections;> Development, monitoring and maintenance of statistical models: (i) projections of receipts (Cash Flow) and portfolio evolution for budget structuring (pdd expenses) and (ii) collection behavior score (payment capacity); Creation of KPIs in ranking format for supplier management by meritocracy. Show less

São Bernardo Do Campo, São Paulo, Brazil

> Preparation and analysis of financial reports, such as P&L, Cash Flow, RealxBudget Panels, DRE, etc.;> Results presentations;> Support to the BUs, Controllership and Accounting areas in the monthly closing;> Support in the monthly follow-up routines of what was performed vs budgeted by the BUs and development of action plans to achieve results;> Execution of Forecast routines with the areas and BUs;> Assistance in budget processes;> Financial… Show more > Preparation and analysis of financial reports, such as P&L, Cash Flow, RealxBudget Panels, DRE, etc.;> Results presentations;> Support to the BUs, Controllership and Accounting areas in the monthly closing;> Support in the monthly follow-up routines of what was performed vs budgeted by the BUs and development of action plans to achieve results;> Execution of Forecast routines with the areas and BUs;> Assistance in budget processes;> Financial modeling, profitability analysis (ROE) and ad hoc business analysis, as well as support in long-term modeling for new projects;> Structuring of the project area and statistical modeling. Show less

São Paulo Area, Brazil

> MIS controls and routines, implementation of best practices and process automation, focusing on projections of the company's strategic planning.> Performance management of the supplier management team;> Development of online collection strategies to increase financial results.

São Paulo E Região, Brasil

> Responsible for R$ 1.2M in monthly savings of billing losses;> Responsible for implementing the Revenue Assurance area in the company, modeling the process from its beggining;> Key user for financial inventory analysis, ensuring the accuracy of the entire FP&A process (cash flow, budget definitions, P&L analysis, actual x budget, DREs, accounting equalization and revenue recognition);>Prevention, detection and correction of problems in billing processes, from… Show more > Responsible for R$ 1.2M in monthly savings of billing losses;> Responsible for implementing the Revenue Assurance area in the company, modeling the process from its beggining;> Key user for financial inventory analysis, ensuring the accuracy of the entire FP&A process (cash flow, budget definitions, P&L analysis, actual x budget, DREs, accounting equalization and revenue recognition);>Prevention, detection and correction of problems in billing processes, from processing to equalization, ensuring the accuracy of the entire cycle.> Responsible for controlling of accounts receivable from the FIES financial product, reporting follow-ups to the Federal Government. Show less

São Paulo E Região, Brasil

Credigy Inc.> Responsible for NPL inventory management, coordinating the development of approach strategies in the internal collections operation with over 1,200 operators;> Analysis of billing channels and capacity planning, ensuring the allocation of effort in the most representative stock for the company;> Development of strategic planning and BI projects; automation of reports and monitoring of operational metrics;> Analysis of structural critical points of… Show more Credigy Inc.> Responsible for NPL inventory management, coordinating the development of approach strategies in the internal collections operation with over 1,200 operators;> Analysis of billing channels and capacity planning, ensuring the allocation of effort in the most representative stock for the company;> Development of strategic planning and BI projects; automation of reports and monitoring of operational metrics;> Analysis of structural critical points of operations, aligning strategic guidelines with operational management, mapping and restructuring process flows through the PDCA methodology;> Ad-hoc analysis and specific consultations to guide decision-making at the senior executive level. Show less

> Acting as the Sales Director assistant in the product indicators management;> Development of monthly goals planning and measurement of results;> P&L analysis of expenses and cash flow projections in the real estate launch phase;> Mapping and improvement of business processes.

São Paulo E Região, Brasil

> Responsible for contracts admin for the implementation and expansion of networks, aiming at the implementation of switching infrastructure, with provision of services and equipment, materials and installation of equipment in the buildings.> Purchase and sale orders controls,> Support for billing and planning process operations with revenue and cost analysis.

Executive Mba, Finance, General

Executive MBA Corporate Finance, General.

Msc Btech, Building/Construction Finishing, Management, And Inspection For Sustainable Constructions

MSc Degree in Civil Engineering - Sustainable Constructions (IPT Partnership)

Mba In Controllership, Audit & Compliance, Accounting And Finance

Extension, Financial Mathematics

Bachelor Of Engineering (Be), Civil Engineering

Bachelor Of Technology - Btech, Construção De Edifícios