Thibaut Maury Email & Phone Number

San Francisco, Ca, Us

San Francisco, California, United States

Managing the strategic integration of Bank of the West’s wholesale credit risk activities post-BMO: coordinated the alignment of BOW policies with BMO’s framework, managed the meticulous transfer of data, and collaborated with the modeling team to ensure BOW’s models were incorporated into BMO’s model framework.My focus is on practical results resulting a seamless transition and operational continuity.

San Francisco Bay Area

Subject Matter Expert on Credit Risk Systems, led a global team in the development, implementation, administration, and user support of the bank’s credit risk systems, managing a $5.6m (4,500 man-day) IT budget across internal and external teams:- Built and deployed the grading framework used to rate the Bank’s corporate obligors and loans: implementation of 11 rating models used daily by +500 users across the bank to evaluate the risk (probability of default and loss given default) associated with the $50b commercial credit portfolio.- Reduced credit decision process time by 35% for small borrowers (<$3m exposure) by implementing a streamline validation process and specific controls.- Led the data integration of 6,000 obligor ratings annually into the bank's data warehouse, improving the accuracy and efficiency of data reporting and capital requirement calculation, thanks to a cross-departmental partnership involving IT, modeling, and external vendors.- Expedited report generation by 50% by developing and deploying scalable processes which empowered the C-suite’s risk monitoring capabilities and supported robust QoQ bank performance evaluation.- Negotiated the Transition Service Agreement with BNPP for BMO’s acquisition of BOW and executed SOW and RFP negotiations with external vendors achieving a 25% discount from public pricing through effective bargaining. - Managed in-house credit risk applications assessing loan profitability analysis and doubtful borrowers: directed tool expansion, integration with loan origination systems, and led change management for 500 users.

Paris, Île-De-France, France

- Designed credit processes and architecture for incorporating BOW (a BNPP subsidiary) local rating models (PD, LGD) into the BNPP main rating system, expanding BNPP’s global risk assessment to include BOW portfolio (10% of total). - Coordinated shared project governance between BNP Paribas and Bank of the West.

Paris, Île-De-France, France

Implementation of a Financial Statement application. Management of 2 FTEs, monitoring of a $1.2m (1,000 man-day) IT team budget:- Defined the new “Official BNP Paribas’ Financial Spreadsheet” on corporate perimeter, multi-accounting standards (IFRS, US-GAAP), built restitution templates (500 financial items and ratios) presented in Credit Committees, standardizing analysis across corporate functions.- Orchestrated the automation of 60% of financial item entry from sources such as Reuters, Orbis, and Bankscope, cutting analysis time by 40% for 2,000 analysts worldwide.

Measurement of the Performance of the Internal Rating System, management of 2 FTEs, monitoring of a 750 man-day IT team budget:- Constitution of historical credit risk parameters on defaulted counterparties for the calibration and back-testing (PD & LGD/EAD) of internal rating models, regulatory project for the BNP Paribas “Basel II Advanced” certification.- Created a SAS datacenter for the Risk streams dedicated to data analysis, modeling, operational and regulatory reporting.

Paris, Île-De-France, France

Monitoring of credit risk data collection on defaulted counterparties (PD, EAD, LGD) required for Basel II certification. Collaborated with local teams located in the 17 most important BNP Paribas branches (Paris, NY, Singapore, Hong-Kong …), 40 users, about 1500 defaults collected (over 8 years).

Bnp Paribas

In charge of the integration of external ratings and risk indicators (Fitch, S&P, Moodys).

Master Of Business Administration - Mba

Engineer - Major In "Information Systems And Software Engineering", Computer And Information Sciences, General