• Identified strategic acquisition targets and conducted in-depth market analysis to uncover growth opportunities.• Performed comprehensive financial modeling and valuations using DCF, comparable companies, and precedent transaction analyses to assess potential acquisitions.• Analyzed historical financial statements and forecasted performance to evaluate key profitability and growth drivers.• Prepared pro forma financial projections and sensitivity analyses, assessing the impact of M&A transactions on clients' financial statements.• Led portfolio reviews and credit risk assessments, delivering thorough evaluations of financial health and creditworthiness.• Oversaw contract reviews, UCC filings, and credit diligence processes to ensure legal and regulatory compliance.• Implemented data-driven technology solutions, optimizing operational efficiency and streamlining financial processes.• Developed a custom financial model that enhanced accuracy and efficiency in due diligence reviews for acquisitions.• Conducted on-site due diligence interviews with operations teams, uncovering workflow bottlenecks and process improvement opportunities.• Extracted, cleaned, and resolved data inconsistencies from multiple systems (Factoring Software, Excel, APIs), enabling accurate and reliable analysis.• Transformed complex datasets through filtering, aggregation, and merging, generating actionable insights and identifying key trends.• Investigated data anomalies, translating complex analyses into clear, actionable insights for executive decision-making.• Ensured data integrity and accuracy through rigorous cross-checks, supporting sound financial and operational decisions.• Developed comprehensive reports and executive presentations to communicate findings and strategic recommendations.• Managed client relationships throughout the transaction lifecycle, ensuring engagement and client satisfaction.

• Managed North Dallas sales operations, spearheading growth through the recruitment and development of high-performing sales teams.• Leveraged strong industry relationships with top EPCs to deliver cutting-edge solar technology and software solutions.

• Founded and scaled a freight factoring firm from concept to over $1M in monthly revenue.• Oversaw operations, cash flow, investor relations, and strategic sales initiatives to ensure sustainable growth.• Led vendor negotiations, credit evaluations, and regulatory compliance to minimize risks and optimize operations.• Developed streamlined processes to enhance contract management, mitigate risks, and drive financial performance.• Drove business growth through targeted sales strategies, successfully closing high-value deals.• Conducted thorough audits and risk assessments to safeguard operational integrity and reduce financial exposure.• Managed client relationships, resolving disputes, negotiating contracts, and improving retention through proactive engagement.• Evaluated transportation agreements and broker/carrier terms to identify risks and ensure compliance with industry standards.• Mitigated risks related to non-payment, liability, and regulatory compliance, safeguarding profitability.• Partnered with clients to negotiate favorable factoring terms, enhancing cash flow while balancing exposure to default risks.• Ensured contract compliance with transportation regulations (FMCSA) and UCC practices, preventing legal disputes and regulatory penalties.• Streamlined contract reviews by developing templates, checklists, and best practices, reducing turnaround time and improving client onboarding efficiency.• Analyzed credit terms, payment schedules, and risk exposure to ensure profitability, incorporating financial covenants to minimize defaults.• Mediated contract disputes related to load delivery, payments, and cancellations, resolving issues efficiently to save time and legal costs.

• Led transactions exceeding $10B in tax-exempt and taxable offerings, delivering successful outcomes for public issuers, including School Districts, Cities, Counties, and State Agencies.• Provided financial modeling, underwriting, and advisory support to senior bankers, driving enhanced deal execution.• Specialized in bond sizing using DBC and Excel, ensuring precise and effective financial modeling.• Conducted credit analyses to assess the financial health of municipalities, recommending optimal financing solutions.• Assisted senior bankers in managing client relationships and developing new business opportunities.• Developed debt structuring strategies to help clients optimize their capital financing.• Prepared presentations, reports, and offering documents for public debt issuance, communicating complex financial concepts clearly.• Managed the logistics of bond issuance, coordinating with legal counsel, rating agencies, and underwriters to ensure smooth transactions.• Ensured compliance with regulatory requirements (SEC, MSRB) throughout the issuance process.• Oversaw the preparation of official statements to provide essential information to investors in public offerings.• Presented financial concepts at industry conferences to engage prospective issuers and build relationships.• Collaborated with analysts, associates, and team members on project deliverables, enhancing output quality and accuracy.• Managed the full Request for Proposal (RFP) process, including reviewing, analyzing, and drafting responses for advisory and underwriting proposals.• Coordinated cross-functional teams (legal, compliance, underwriting, advisory) to align RFP responses with requirements and deadlines.• Customized service offerings to meet client-specific needs, emphasizing the firm’s competitive advantages.• Developed financial models, scenarios, and market analyses to demonstrate the firm’s capabilities in proposal responses.

• Assisted in structuring and issuing bonds (general obligation bonds and revenue bonds) to finance public projects, spreadsheet modeling, refunding analyses, and documentation review for debt offerings.• Assessed interest rates, bond terms, and repayment schedules to minimize borrowing costs.• Coordinated with rating agencies to secure favorable credit ratings for public entities, which affects borrowing costs.• Summarized and briefed clients/bankers on financial reporting requirements and regulatory changes to prepare the annual disclosure reports.• Developed and managed comprehensive debt profiles, fostering strong relationships with clients and prospects.• Analyzed financial statements of school districts, cities, counties and state agencies to assess their financial health.• Build financial models to evaluate the impact of different financing scenarios on budgets and long-term financial plans.• Conduced cash flow analysis to determine the feasibility of issuing debt and ensuring entities can meet future obligations.• Developed long-term financial forecasts to support strategic planning.• Worked with government entities to prepare annual budgets and assess funding needs for infrastructure, public services, and development projects.• Analyzed variances between actual and projected revenues/expenditures to improve budget accuracy.• Assisting in the preparation of presentations and proposals for public finance projects to secure board approvals and public buy-in.• Prepared official statements, bond prospectuses, and disclosure documents for bond issuance.

• Interacted with customers on a daily basis and learned everything from proper sales techniques to problem solving. • Worked on basic accounting and finance principles and learned how to manage Profit & Loss statements.

• Worked with Primerica Financial Services a Citigroup company, advising clients on how to get out of debt, invest and save for retirement. I used the rule of 72 to advise potential clients on how they can double their investments. The sooner they agreed to purchase the products Primerica offers, the faster their investments would double due to compound interest.