Finariat is a consulting firm specialized in enabling transformations for banking, insurance and asset management organizations. We lead operational and regulatory projects, offering both steering and support solutions to help our client navigate through an ever-changing financial environment.Empathy, curiosity and a mutual support are at the core values of our team. We are eager to bring these values to every implementation project and deliver effective transformation results to our clients.https://finariat.com/

Duties• Responsible for management of systems, reporting, process, accounting, tax and legal aspects of the existing ABS transactions, Conduit €750 million• Prepare monthly ABS reporting for internal, external and investor parties• Validation of interest and SWAPS• Monitor pool performance for compliance with investor/sponsor trigger ratios and communicate trends within the businessFor deals to be issue in 2015:• Perform asset selection based on established criteria• Preparation and set up of due diligence meeting / roadshow• Liaising with management bank, custodian, legal counsel and all the transaction’s counterparties• Deal with rating agencies / investors queries and provide detailed analysis and explanation both verbal and written

As a credit analyst, I am continuously researching and analyzing industries data and companies' financial statements and forecast to estimate the financial health of our customers and prospects. My main responsibilities includes :• Credit rating of more than 25 multinational companies, some listed on US, German or French stock market• Evaluation of credit worthiness of many mid size and small firms• Formulation of an independent review• Presentation and discussion of recommendations to credit committee• Monitoring of outstanding portfolioI am also in charge of :• Daily management of juniors and validation of their records• Train new employees and ensure training material/documentation is kept current• Direct relationship with customers and partners• Identify non-value added processes within the department and seeks solutionsMy cross skills have allowed me to work on ad-hoc projects including:• Testing and request upgrades on the in-house software• Financial modeling of a new credit score based on industries specifics with the risk management team

Credit worthiness analysis of companies in the Nord Pas de Calais for bank financing (turnover <100M€).The main duty was to write a full financial report that include a financial analysis, an strategic analysis and a risk study and to express a reasoned opinion on the feasibility of financing.Key achievement:I have built, with one coworker, a library of Excel's macro functions to speed-up the processing of financial information and allow an industry comparison of businesses in the region. Ratio calculation was automated and we set up some local modified-capitalization-weighted index.

A small start-up specialized in on-line sales of beauty and health products. Responsible for:-business administration-accounting and financial forecasts-building and leading the marketing team-dealing with U.S suppliers

Creator of MxVideo website, online sales of French How-to’s Motocross video DVD issued originally by U.S authors. Skills developed:-ability to work hard on my own initiative-contacting English speaking authors and conclude royalties agreement-building and driving effective marketing and sales communication plans both on and offline

Supervisor of a staff of 5. In charge of:-everyday management-sharing out tasks-customer service-stock control-making quotationKey achievement: thanks to a strategy of good quality services and word of mouth naturally present in this sector, I doubled the number of new customers.