Commercial credit analysis on complex transactions up to $50m. Experience on deals such as: - Cross collateralisation- Property Finance - Construction Loans - Option Finance- Receivership Finance- Tax Debt Loans

Assistant Relationship Manager (Relationship Associate/Account Executive) operating in the Commercial space with a focus on deals $3m to $80m in a diversified portfolio. Experience includes: - Credit Analysis- Cash flow, risk, and financial statement analysis- Generating high-quality deals - Originating new to bank clients. - Drafting Credit submissions (including cash flow lending, invoice finance, trade finance, property investment, guarantees and term loans). - Deal Structuring- Engaging and building genuine relationships with customers- Assisting the Relationship Manager with client management. - Assisting Relationship Managers with new to bank business development - Covering a Relationship Managers role for 7 weeks during their absence.

Executive - Framework Implementation - Regulatory Reporting, Corporate Operations Group.Responsibilities: Perform reviews of framework implementation and capabilities (such astargeted reviews or thematic reviews of incidents) to ensure theframework requirements are met; This includes developing andimplementing criteria, metrics, and workprograms for these reviews• Partner with business and support groups to identify and provideguidance• Advise on potential implementation weaknesses• Provide input and review results of the Risk and Control SelfAssessment process for assessing data, regulatory reporting andrecords lifecycle risks• Challenge status reporting on framework implementation plans• Collaborate with framework owners for subject matter inputs on plansand approach• Work with the Risk Management Group and Business Operational RiskManagers to ensure that they understand implementation requirements,and agreed assurance activities are efficiently and effectively performed• Provide subject matter expertise in business assurance, regulatory oraudit work specific to EIM.

Risk assurance Senior Associate, during which time I spent 6 months seconded to the Management Consulting team

Previously in the role of Associate at PwC where I was involved in assurance and specifically in risk management and internal audit working out of the Wellington PwC office. I was involved in risk management with organisations, internal audit planning, scoping risk assignments with a focus on value added feedback, managing engagements and producing high quality reports. During my time in Wellington I worked with some of New Zealand’s largest organisations, financial institutions and companies. From Banking, Agriculture, Electricity Distribution, Government Ministry's, State Owned Enterprises and Tertiary Institutions.

My first role in professional services was as an Associate at PwC, working out of the Christchurch office, where I was involved in assurance and specifically in risk management and internal audit. I was involved in risk management with organisations, internal audit planning, scoping risk assignments with a focus on value added feedback, managing engagements and producing high quality reports. I have worked with some of New Zealand’s largest organisations, financial institutions and companies. From Banking, Agriculture, Food Processing, Electricity Distribution, Retail, Government and Tertiary Institutions. I have also worked as part of the Systems and Process Assurance Team, which assists on financial audits with technical support, using data analytics.

In my previous role I was the General Manager for Chanui, a food and beverage FMCG company. In this role I managed the day to day running of the business and was involved with key strategy decisions, including: - Identifying, analysing and recommending new business development opportunities, strategic growth opportunities and business cases to support recommendations (including long and short term organisational strategic goal setting and implementation)- Collaborating and partnering with marketing, business design and product teams- Tackling strategic product, pricing, or distribution problems- Working cross functionally with key functional leaders of the organization in aligning strategic decisions with the financial goals and long range plans- Researching and defining comprehensive market entry alternatives- Assisting in partnership negotiations and deal structuring- Setting and driving metrics across our business unitsMy other responsibilities included: overview of the management reporting process, marketing, sales, building key customer relationships, identifying business opportunities, negotiating and closing business deals, supply chain optimization, accounts and inventory management. Some of the key milestone of my career at Chanui:- Introduction and development of the new Chanui Iced Tea Range, Fruit Infusion, and Herbal Tea range. This involved supply chain development, production management, negotiation with large retailers, working within tight timeframes and following the projects right through to the sales into the grocery and food service channels. - Management of the complete rebranding process within timeframe and under budget. - Optimised supply chain to cut costs resulting in increased profit margins. - Development of export strategy through New Zealand Trade and Enterprise. - Optimisation and automation of manual processes resulting in reduction in labor hours required for tasks (forecasting, reporting, inventory management).

My first role out of University was as a Business Development Manager for Chanui. This involved marketing, Sales, short term organizational goals, building key customer relationships, identifying business opportunities, new product development and maintaining extensive knowledge of current market conditions. Some of the key milestones of my career as Business Development Manager:- Visiting Australia to negotiate a supply agreement with a pet food manufacturer. - Increased distribution points nationwide and negotiated partnerships with our largest E-Commerce customers.- Used data analytics to target key market segments for our sales team. - Developed and executed strategy into different channels such as food service and office supplies. - Assisting our third-party warehousing and logistics supplier in their order fulfilment processes to reduce risk of errors.

- Preparing legal drafts by assembling and organizing information for legal forms and documents.- Legal Research- Assembling case materials by collecting, organizing, and summarizing information, documents, reports, and evidence.- Protected law firm's reputation by keeping client information confidential.- Updated job knowledge by participating in continuing educational opportunities; reading legal publications; maintaining personal networks.

Managed setups of weddings and events. Overseeing the running of the bar. Provided excellent wait service to ensure satisfaction. Delivering food and beverages. Making menu recommendations, answering questions and sharing additional information with restaurant patrons.