Thomas Berseth Email and Phone Number
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Financial Services Executive with specialized knowledge in business growth and development. Strong analytical skills with ability to assess competitive risks and technological demands. Knowledge of financial and operational challenges across a wide variety of industries. Consult with CEOs and CFOs regarding business strategy, asset acquisitions and debt leveraging.* Appraisal Reviews
Ameris Bank
View- Website:
- amerisbank.com
- Employees:
- 2283
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Portfolio ManagerAmeris Bank Jun 2018 - PresentJacksonville, Florida Area
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Commercial Credit Analyst - AvpAtlantic Coast Bank Oct 2015 - PresentJacksonville, Florida AreaCommercial Credit Analyst - C&I and CRE; Portfolio Management. Analysis includes assessment of loan feasibility, structure and risk analysis. -
Avp - Commercial CreditTd Bank May 2013 - PresentJacksonville, Florida AreaCredit analyst (C&I and Real Estate) and portfolio manager. Commercial credit analysis currently specializing in commercial real estate underwriting, analysis and portfolio management.Analysis includes assessing feasibility of proposed loan (prospective project and sponsor), loan structure and overall risk analysis of he credit.Portfolio management includes financial statement monitoring and covenant compliance.
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Vice President - CreditThe Jacksonville Bank Nov 2010 - May 2013Jacksonville, Florida AreaSenior Portfolio Analyst monitoring commercial portfolio of $400,000,000. Bank real estate lending specialist with overall responsibilities for underwriting quality, evaluation and environmental risk assessment. Resource for bank originators regarding commercial real estate, C&I, consumer and general lending policies. Underwriter of CRE and C&I loans. Reviewer of envrionmental assessments and appraisals. Staff real estate evaluator for select in-house originations. Managed a special assets portfolio of substandard loans; Responsible for end-to-end coordination and management of loan workouts, bankruptcies and foreclosures of commercial, commercial real estate and construction loans, including negotiating and selling real estate and commercial buildings; Business consultations with large commercial customers to establish or re-establish business strategies to maximize their operating cycle to generate growth and profit for the business; advise business customers on the profitability, growth potential and likelihood of success or failure of proposed ventures -
Senior Vice PresidentOceanside Bank Jul 2005 - Nov 2010Jacksonville, Florida AreaChief Credit Officer responsible for managment of a $300,000,000 Community loan portfolio; Reviewed, approved and monitored all commercial loan requests; Formulated loan policies which required analysis of applicable industry standards, bank requirements, and Federal regulations, to create policies that worked both for the benefit of the customer and profit of the bank; Supervised all loans originated by the bank, including monitoring and enforcing each customers' adherence to loan covenants; prepared allocation for loan and lease losses and related reports; Prepared reports, forecasts and computations which predicted loan losses in accordance with FASB guidelines; Provided guidance to bank examiners and auditors regarding asset quality, including value determination of assets, collections and loan administration questions.
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Vice PresAtlantic Coast Bank Jun 2003 - Jun 2005Jacksonville, Florida AreaManager, Commercial Lending. Solicited and secured new lines of business; Researched and developed new commercial lending products; Developed and implemented commercial lending training program; negitiated and priced loan transactions.
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Senior Vice PresidentState Bank And Trust May 1991 - Jun 2003Fargo, North Dakota AreaSpecialized in income producing commercial real estate which included analysis of the feasibility and financial viability of each project; Subspeciality in low income housing tax credits; Developed pilot program for multi-family apartment loan participation program with Fannie Mae, allowing the bank to originate and sell participation loans, lending footprint included a seven state area in the upper midwest; reviewed all commercial appraisals commissioned by the bank; was a licensed Certified General Appraiser, appraised commercial property the bank was utilizing as collateral.
Thomas Berseth Skills
Thomas Berseth Education Details
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Minnesota State University, MoorheadBusiness
Frequently Asked Questions about Thomas Berseth
What company does Thomas Berseth work for?
Thomas Berseth works for Ameris Bank
What is Thomas Berseth's role at the current company?
Thomas Berseth's current role is Portfolio Manager at Ameris Bank.
What is Thomas Berseth's email address?
Thomas Berseth's email address is be****@****ank.net
What is Thomas Berseth's direct phone number?
Thomas Berseth's direct phone number is +190456*****
What schools did Thomas Berseth attend?
Thomas Berseth attended Minnesota State University, Moorhead.
What skills is Thomas Berseth known for?
Thomas Berseth has skills like Credit, Adjunct Economics Instructor, Banking Instructor.
Who are Thomas Berseth's colleagues?
Thomas Berseth's colleagues are Robert Cousin, Arianna Rogers, Samantha Palmer, Tyler Oden, James Davis, Jeff Charme, Christopher Dismuke.
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