As an experienced lender in both commercial real estate and C&I lending, I understand the importance of providing timely decisions, flexible loan terms and exceptional service. My banking experience expands over 36 years. I am one of three founding executive officers of The Nashua Bank, Nashua, NH. My banking experience includes the creation and administration of a De Novo bank lending department; the creation of a new credit department for a converted savings bank; the reorganization and management of a criticized commercial bank loan department; and the development of a new loan review function for a multi-bank holding company. I hold a Bachelor of Science degree in Finance and Economics from the University of Massachusetts, where I graduated Magna cum laude. I am a life-long resident of Chelmsford, Massachusetts, and am active in community affairs, including serving as President of the Chelmsford Business Association, Member of the Chelmsford Economic Development Commission and Member of the Chelmsford Rotary Club. I served as Member of the 2018 Chelmsford Tax Classification Committee, Chelmsford Parade Committee, President of the Front Door Agency and Treasurer of the Greater Nashua Chamber of Commerce. I also served as Board Director of the Nashua Youth Council, American Heart Association, the Greater Nashua Child Care Centers, Inc. and the Chelmsford Rotary Club, including service as President.