Thomas Cline Email and Phone Number

Account Executive, MLONationally licensed residential mortgage banker providing purchase and refinance loan solutions. Operating as a high volume, low margin lender to provide the most competitive pricing options for current or potential homeowners.

MLO, National SalesNationally ranked in top 10% for funded home equity units (2010-2012), averaging $2.5M to $5M monthly.Consistently ranked in the top 5 out of 100 associates in application volume (LTA) and funding. 2 time Regional All Star, 5 time Global Recognition Recipient• Accountable for new and existing client proposals providing solutions through lending and companion cross-sell products such as insurance, deposit accounts and investment accounts.• Navigated multiple system applications to effectively promote enterprise products and recommend profitable solutions from inbound and outbound sales leads.• Performed training of new associates through mentorship program and corporate coaching techniques.• Coordinated and maintained successful relationships with business referral sources, including existing andprospective Bank of America customers, Bank of America personal bankers, real estate agents and closing/title agents.• Executed exceptional customer experience by overseeing the sales process from origination to close and providing on-going communication to customers and business partners.Account ExecutiveDirectly responsible for meeting personal loan production goals set by branch and regional management. Maintain relationships with Underwriting, Funding, Operations Staff and third-party vendors. Assure all federal/state laws and regulatory lending guidelines are met. • Average monthly production of 7 units for $1,037,650.• Ranked in top 5 Account Executives in the Charlotte, NC area.• Experienced in Credit Counseling including Rehabilitation and Repair.• Experienced in working and closing all possible lead channels (Inbound, Outbound and Internet).

Annuity MarketerRecruited and developed investment based relationships with over 100 advisors. Positioned financial products to best suit the retirement demands of senior investors. Operated as a liaison between the independent producers and 40 respective insurance carriers.• Engaged in exceeding the company goal of over $300M in annuity premium.• Averaged 5 new agent contracts per week and trained all new agents on various sales techniques.

Regional Management ConsultantResponsible for servicing over 150 existing business accounts as well as developing and securing new accounts with multiple organizations. Personally handled all aspects of financial management of the different stores including internal audits, cash flow and daily banking transactions. • Assisted in the opening financial strategy of emerging stores by utilizing innovative automotive software. • Trained all new sales associates in ethics, inventory control and pricing for a 6 store region in NC.