Thomas Flood Email & Phone Number

Somerville, Nj, Us

Rolling Meadows, Il, Us

Working with National Accounts with revenue starting at $100,000 on an estimated total revenue of $2M with multiple state locations and business concepts.Collaborating with colleagues to facilitate the placement of business to partner carriers including Hartford, Chubb, AIG, Liberty Mutual, Starr Insurance, Crum & Forster, Hanover, Guard, GNY and moreWork with analytics department to procure and evaluate loss analysis to prepare for negotiations on renewals and New Business placement of all lines of coverage including but not limited to General Liability, Property, Workers Compensation, Management Liability, Cyber Liability.Review existing books of business for purpose of consolidation.Regular discussions with partner carriers on underwriting appetite and requirements.Responsible for independently managing assigned projects with partner carriers.Presenting and discussions with Insureds to enter into to stay with the proper carrier to partner with for the insurance term.Regular follow ups/communication with servicers on bind status.Negotiating coverage/premium on quotes with carriers and bind coverage on behalf of the Insured.Managing and meeting monthly production goals and retention goals on a consistent basis

London, England, Gb

• Managed Large Complex Healthcare accounts generating $4.5M in revenue for the agency with a minimum revenue of $400K with diversified portfolio of accounts including Large Hospital systems, Behavioral Health Centers, Senior Housing and Life Sciences. • Initiatesd timely renewal process by updating/reviewing exposure gathering workbook • Coordinated internal pre-renewal strategy meeting to compile necessary information in advance of renewal strategy meeting with Insured. Conducted Renewal strategy meeting with Insured. • Compiled quotes into proposal and gave recommendation to Insured for new and renewal business • Resolved client level accounting issues including discrepancies and fee agreements • Managed the certificate renewal process with clients to determine requirements, coordinating with cert center to insurance timely and accurate issuance. • Responded to mid-term client inquiries (i.e., policy and coverage questions) in partnership with other Service and Broking colleagues. • Completed contract reviews as required for Insured • Designed and delivered full client presentations/proposals, client advocacy reports, client service plans and schedules. • Retained existing book of business, developed, and strengthened client relationships. • Identified, engaged, and integrated delivery of all internal resources to deliver on the client experience. • Provided strategic planning and consulting advice to clients; monitored insurance and risk management needs in collaboration with WTW resource, practice, and industry groups. Recommend appropriate solutions throughout the policy term (including acquisition due diligence).

New York, New York, Us

• Manage middle market accounts with diversified portfolio of accounts including Retail, Manufacturers, Distributors, Professional Offices, Contractors, and Real Estate.• Built/managed Long-Term relationships and established rapport and trust with existing and new clients and carrier representatives• Work on Cross-Selling and Rounding out each account including Cyber, D & O and EPLI policies• Collect and analyze customer data, assessed risk profiles to present in a detailed and professional manner to obtain the best and appropriate coverage for the insured exposures and negotiate the proper premium for the risk• Coordinate with supporting departments including Claims and Loss Control to offer value added services to ensure an all-around superior customer experience• Lead client meetings to discuss renewals, account management, stewardship reports and claims reviews

• Client Servicing - Account Stewardship - all lines of coverage for Real Estate Accounts • Provide contract review and risk advisory services• Manage client relationships through scheduled meetings, renewal presentations, and risk management seminars• Coverage Gap Analysis and Program Recommendations

Woodbridge, New Jersey, Us

• Client Servicing - Account Stewardship - all lines of coverage tailored to the Architects and Engineers community• Provide contract review and risk advisory services• Underwrite P&C lines through carrier rating systems with underwriting authority with C N A and Travelers for small business accounts.• Manage client relationships through scheduled meetings, renewal presentations, and risk management seminars• Coverage Gap Analysis and Program Recommendations• Cross-Selling and New Business initiatives• Contract Reviews and Risk Management

* Building the commercial lines account book for the agency* Promoting the agency presence in the community and the insurance industry through networking and marketing activities* Helping companies in the area to evaluate their overall risk management tools and products to shelter their assets from the inherant risks in their individual business climate

Somerset, Nj, Us

* Prospect for new business * Foster new and long lasting relationships* Evaluate Company's insurance needs and build a specialized insurance program to meet those needs * Risk Management services

* Prospect for new business * Foster new and long lasting relationships* Evaluate Company's insurance needs and build a specialized insurance program to meet those needs

· Clients included Fortune 500 businesses · Made Timely and appropriate contacts and completed appropriate level of investigation to make determination coverage liability and damages.· Conducted Analysis of financial statements including financial ratio, horizontal and vertical analysis· Calculation of projected losses and/or gains related to business interruption, property damage and/or extra expense loss· Long term forecasting for product research and development activities· Audited invoices related to the business interruption, property damage or extra expense incurred by the company· Determined exposure, established adequate reserves and made timely adjustments as required. · Assigned and directed activities of internal and external resources as required; including independent adjusters, appraisers and attorneys. Identifies questionable claims and consults with SIU for further direction as appropriate. · Determines settlement value of the loss and negotiates proper settlement of claims within authority. Provides recommendations for settlement and disposition of claims exceeding authority level. · Documented clearly and concisely all relevant activity on assigned files and makes recommendations for additional activity as appropriate. · Anticipated and met all customer needs (internal and external).

· Demonstrate financial industry skill and practical expertise in comprehensive oversight of the installation of 401(k) investment plans from point of sale through continuing delivery of services· Maintain internal and external databases detailing plan specifications, noting issues and documenting follow-up resolutions· Collaborate with Sales Division ensuring compliance with all corporate and governmental guidelines· Engage in efficient communications with brokers and plan sponsors clarifying details and securing missing information for Plan Establishment Kits · Serve as direct resource contact of field sales representatives regarding of retirement plans· Initiate and foster productive business relationships with TPA, plan sponsors and financial consultants· Reflect integrity and commitment to excellence in maintaining existing business relationships

Mba, Accounting And Finance

Bs, Business Administration And Management, General