Credit Risk Analyst, Commercial Business Banking
Current- Canadian Business Banking, BC & Yukon Region.Performs ongoing comprehensive credit analysis and makes credit decisions for an assigned number of client portfolios, to assess the business entity's overall financial.
- I make credit decisions using discretionary authority within my prescribed limits to underwrite. My current Commercial Discretionary limit is CAD $1,000,000.
- I analyse lending applications for multiple industries, to identify, correct, and make decisions or advise of deficiencies and/or exceptions in accordance with sound credit granting principles, recommending remedies to.
- I review the client’s full banking relationship and financials to identify business trends and provide input into the planning strategies and implementation of potential future new-money opportunities.
- I provide timely advice to the Business Banking Relationship Manager for action regarding compliance with internal controls and audit, regulatory, and Bank policies and procedures.
- I facilitate the funding process, acting as a final and independent control point for security/legal documentation and ensure that it reflects appropriately, with all terms and conditions noted in the credit.
Apr 2022 - Present
