Thomas Ho, Phd Email & Phone Number

CEO & Founder of Thomas Ho Company Ltd (THC Financial Engineering), a New York-based financial technology company.THC Financial Engineering specializes in Asset Liability Management (ALM) solutions for banks and credit unions and has been helping clients since 1987. THC provides cloud-based software solutions to manage balance sheet performance using state-of-the-art financial models dealing with interest rate, liquidity and credit risks. Consultant to major financial institutions including AIG from 1999-2005. He designed the global risk management system, ALM processes for the life companies, and risk monitoring for derivatives. Prior to July 1999, he was an Executive VP of BARRA, Inc., where he headed the Research Group in New York City. He integrated the fixed-income systems with the equity systems. When Tom founded (Global Advanced Technology) GAT in 1987, he developed cutting edge technology for delivering innovative solutions to 250 major global institutional clients. Out of the top 10 largest life insurance companies then, nine of them were GAT clients. GAT formed an alliance with Tillinghast that was the 1st to introduce an economic value based asset and liability management process. Some of the achievements:• Ho-Lee Model-Co-Creator and the Co-Developer of the first arbitrage-free stochastic interest rate model, widely used in capital markets and asset/liability management used by all financial institutions.• Key Rate Durations-Creator of the widely used interest rate risk measure used for managing over $12 trillion AUM.• Dunsky and Ho (2007)- Co-Developer Default-Prepayment model for FHFA Mortgage Analytics Platform. The first model to incorporate interest rate and credit risk together.• The Oxford Guide to Financial Modeling -Author of four finance books and co-author of four others.• "The Mathematical Modeler"-Personally profiled in a feature article by Bloomberg Magazine 2008.• Cooley and Heck, (Journal of Finance, 2003)-Named one of the most prolific authors in finance.Author of more than 80 books and refereed publications.

Listed skills include Derivatives, Fixed Income, Risk Management, Financial Modeling, and 28 others.