Thomas Kosmidis M.Sc., Emba Email & Phone Number

Athens, Gr

Athens, Attiki, Greece

Athens, Attiki, Greece

• Project Manager in the origination of an RRF Bond Loan• Supports the formulation of company’s Financing Strategy (including Financial Risk Mgt) through analysis, justification and selection of the optimum option for the financing of major capex projects and the attainment of the organization’s strategic targets.• Supports the process of selecting the most suitable financial institution for new funds raising.• Monitors the capital expenditure projects that require financing.• Participates in the review of the finance and security documents for any new loans.• Responsible for the process for the loan disbursements through the collection of the required documentation (in collaboration with the competent departments).• Supports the negotiations with the Lenders and the Greek State as regards new and/or updates of the existing Finance Documents by preparing and/or reviewing any relevant documentation.• Responsible for the close monitoring of the local and international Capital markets for new debt issuances.• Supports the preparation of any reporting to Management and/or BoD with regard to the Debt Management related issues.• Responsible for the evaluation of hedging instruments as regards interest rate risk and/or currency risk in accordance with company’s policies and strategies.• Prepares the accounting entries through Treasury & Cash Management modules in CBIS as regards loans’ interest expenses, loans’ principal payments and loans’ interest payments.

Athens, Attiki, Greece

• Focusing on the facilitation of the National Recovery and Resilience Fund (RRF) Greece 2.0• Assessing and processing financial statements and investment plans of medium and large corporations and groups, in close collaboration with their financial departments• Reviewing and Negotiating financing documentation with all stakeholders involved to ensure the successful closing of the transactions• Liaising with and coordinating external advisors (legal, financial technical, etc.) as well as ensuring the timely preparation and the high quality of the deliverables • Reviewing structured investment models and assessing the Customers’ application files in accordance with European programs’ specific requirements, including RRF clusters and eligibility criteria• Monitoring transactions after closing, in order to ensure compliance with contractual terms (covenants and undertakings follow-up, collateral valuation, etc.)

Athens, Attiki, Greece

• Analysis of financial statements and balances• Preparation of financial analysis and models• Daily interactions and cooperation with other departments• Negotiation with clients • Assessment of company profiles, and preparation of presentations• Active involvement in every phase of the deal process• Generating loans for existing and new clients• Anticipation of market dynamics and daily monitoring of significant and important financial news

London, United Kingdom

Improve insurance data quality by guiding two outsourcing teams for management of assigned tasks. Enable Fitch analysts worldwide in producing required ratings by managing formal records of financial data and accounting. Deliver variant services to clients such as providing Fitch solutions and following-up queries regarding Sales force. Promote Fitch product by partaking in external client meetings. Drafted insurance accounting policies to support insurance team. Utilize GAAP/IFRS accounting standards to compile financial statements. Reconcile insurance credit analysis and financial data globally. Identify accounting policies and insurance credit rating assessment in collaboration with rating analysts. Accelerated the implementation of data integrity strategy across the organization.Key Accomplishments:• Developed procedures of risk operations to minimize system failures.• Concluded US insurers’ template update project within set time and within quality standards.• Formulated definitions document regarding Lloyds syndicate template.• Guided the implementation of data strategy in foreign exchange rates.• Participate in the automation project of Fitch Solution on Solvency II data, enabling increment in the database from 200 entities to 6000 without any manual effort.FREELANCE WRITERWorked as a freelance writer for Fitch. Delivered many financial reports of Fitch Solutions which were published in the Fitch Connect platform.

Belfast, United Kingdom

Facilitated day-to-day margining and clearing of future trades by interacting with exchanges, carry brokers, and firm's clients. Ensured smooth business and progression through evaluation trade management. Cleared ETD derivatives in EMEA markets. Delivered excellent services while interacting with the external clients. Managed tasks such as deliverable positions and exposure monitoring along with the margin calling and portfolio maintenance. Correlated the credit risk factor of Counterparty.Key Accomplishments:• Contributed to migration of clearing from Clear Vision to Fushion Clear that increased the automation of clearing.• Reduced manual clearing of trades by 80% via increased automation of trades.

Executive Mba, Business Administration And Management, General, Merit

One of the top 2% business schools worldwide holding the international triple accreditation (AMBA, AACSB and EQUIS) Times Higher Education.

Master’S Degree (M.Sc.), International Banking And Finance

First class dissertation: Classical Approaches To Testing The Unconditional Capital Asset Pricing Model (CAPM) Notable Modules – Finance.

Bachelor’S Degree (B.B.A.), Business Administration, Merit

• Graduated second of my class with grade 6.86/10 (2.1 UK equivalent) • Programme track followed:Accounting and Finance • 1st Class.

High School, 17.2/20