Consultant to organizations working in the affordable multifamily housing sector: Greater Minnesota Housing Fund, Minnesota Housing Partnership, Family Housing Fund, McKnight Foundation, Hennepin County, Colliers International, Dominium, Project for Pride in Living, the Carlson School of Management, and the Appraisal Institute. Past consultant to national solar developers Ameresco and Cultivate Power.

Deployed market and economic data in strategic ways to support several key Colliers Mortgage operations:• Monitoring market conditions affecting the Colliers Mortgage loan portfolio.• Minimizing risk for potential loan commitments.• Providing reliable, quality data to assist loan underwriting.• Sharing with partners to foster the use of high-quality data.• Producing regular reports for management intelligence.• Releasing written reports to the industry to support Colliers Mortgage branding.

Areas of focus:• Business development – assisted developers and owners to secure loans for market-rate and affordable multifamily developments. Provided expertise to affordable developers regarding project feasibility, design, partner selection, city approvals/entitlements, and funding.• Market intelligence – continually gathered and assessed data on the Twin Cities multifamily development pipeline, and shared critical market insights with key partners and clients. Approximately 1,200 developments inventoried from 2010 through 2021.• Affordable housing advocacy and policy support – employed knowledge, experience, and communication skills to assist leading organizations to advocate/support government policies to help build development capacity and increase funding in the Twin Cities and Minnesota; Minnesota Housing Partnership, Greater Minnesota Housing Fund, NOAH Impact Fund.• Industry reports, presentations, branding – authored regular white papers on the Twin Cities multifamily market for distribution to thousands; presented at industry conferences several times each year; worked with media to raise awareness of Colliers Mortgage.

Vice President of Market Development:• Promoted the capabilities of Dougherty Mortgage (DM) through strategic print, online, and personal selling efforts. Specific focus on building a network of affordable housing developers, advocates, and policymakers to support the affordable housing lending business at DM.• Expert consultant with affordable housing organizations including the Minnesota Housing Finance Agency, Minnesota Housing Partnership, Greater Minnesota Housing Fund, the NOAH Impact Fund, the Met Council, the Center for Urban and Regional Affairs (CURA), and many private and non-profit developers.• Investment Committee Member for the NOAH Impact Fund, a $32.5 million equity fund established for the preservation of naturally-occurring affordable housing (NOAH). Helped guide the funding for 700+ units with a total acquisition cost of roughly $84 million. • Author of Market Viewpoint Multifamily white paper series, issued to thousands in the real estate industry from December 2014 through March 2020.• Speaker/presenter for approximately 30 real estate trade association and professional licensing CE events in local and national settings.

• Senior underwriter and team lead for nearly $500 million in loans closed; 5,500+ housing units across 50 properties in Minnesota, Iowa, Wisconsin, Missouri, Colorado, Idaho, Texas, and Florida.• Top-producer among 11 underwriters over four-year span (2011-2014).• Completed 16 types of financing transactions; simple refinances to complex affordable construction/permanent loans with up to 17 total sources of funds.• Worked on transactions with 18 HUD multifamily offices nationwide, plus key 232 Lean staff.• Trainer of new staff; HUD/FHA loan underwriting, writing and market research.

Primary underwriter for $264 million in FHA-Insured/HUD multifamily mortgages covering 4,300+ units across 27 properties in Minnesota, Iowa, Illinois, Indiana, and Missouri. Loan types included:• 221(d)(4) New Construction - Market Rate• 221(d)(4) New Construction - Affordable with LIHTC• 221(d)(4) Substantial Rehab - Affordable with LIHTC and Historic Credits• 223(f) Refinance - Market Rate• 232/223(f) Refinance - Senior Housing• 236 Decoupling/223(f) Refinance• 236 Decoupling/223(f) Purchase• 202/Section 8/223(f) Refinance with Repairs - Senior Housing• 223(a)(7) - Market Rate Refinance • 223(a)(7) - Affordable Refinance • 232/223(a)(7) Refinance - Senior Housing

• Established and built a four-person real estate market research group that delivered vital information to guide urban planning and landscape design efforts at DSU, one of the leading professional service firms in the Twin Cities at the time. • Worked collaboratively with community planners, landscape designers, and development consultants in service to private developers, real estate organizations, and governmental clients.• Created the research group’s strategic business plan, drove all marketing efforts, garnered dozens of new clients, and completed approximately 175 consulting assignments over 4½ years. Served on DSU’s corporate Executive Committee.

Real estate market analyst for 75 projects scattered across a wide variety of development sectors: market-rate multifamily housing, senior housing, FmHA Section 515 rural multifamily housing, condominiums, office, retail, industrial, bank branch locations, and comprehensive housing planning for cities.