I have been in the Financial Services industry assisting my clients with Wealth Planning for over 30 years. Prior to joining this industry I was an oil and gas executive. I began my career as a CPA (non-practicing) with a international public accounting firm as an auditor.Wells Fargo Advisors is not a legal or tax advisor.This information is intended for use by residents of AR, AZ, CA, CO, FL, GA, IA, IL, IN, LA, MI, MS, NC NJ, NY, OR, PA, TX, WA and WI only./*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social