Thomas Saad Email & Phone Number

- Applying sound judgement and decision-making practices based on complex financial analysis while making recommendations. - Maintaining quality relationships with clients to understand their needs and objectives and explore opportunities. - Reviewing, prioritizing and approving loan, subsidy and contribution applications while assessing financial viability. - Managing risk by exercising prudence and due diligence while reviewing, assessing and approving applications. - Working in partnership with clients, stakeholders, and various levels of government by offering advice, support and alternative solutions. - Communicating decisions, interpreting policies and responding to inquiries related to CMHC’s housing programs. - Providing input to shape functional policies, products, and processes. - Preparing briefing notes, submissions, issue papers, dockets, and responses to Ministerial and Presidential correspondence related to the delivery of CMHC’s Housing programs.

- Built and implemented an evaluation metric designed to identify, analyze and classify over 40,000 hectares of NCC land assets based on return on investment, ease of implementation and carrying cost. - Meeting tight deadlines and timelines while managing multiple deliverables including but not limited to bringing selected NCC land assets to market for long-term land development opportunities in asset classes such as commercial, industrial, and residential.- Building well-developed business cases while working strategically to solve complex problems using land development principles, advanced knowledge of commercial real estate negotiations, urban planning and market conditions.- Preparing ongoing reports and presentations to relevant internal and external stakeholders to ensure ongoing collaboration with other division managers regarding optimizing land use of NCC assets.- ​​Providing detailed status reports on a recurring basis to the reporting director.

Ottawa, Ontario, Canada

- Exploring financing options for real estate transactions and addressed loan origination process up to the point of disbursement of the funds. - Reviewing third party reports to determine compliance with investor requirements, product lending and guidelines.- Coordinating with lenders, investors, legal and other third-party consultants to ensure loan conditions are met.- Examining financial information on multi-family and commercial properties including rent rolls, operating statements and financial/net worth statements, to assist management in determining the appropriate loan size, terms, conditions and pricing.

- Exploring financing options for real estate transactions and addressed loan origination process up to the point of disbursement of the funds. - Reviewing third party reports to determine compliance with investor requirements, product lending and guidelines.- Coordinating with lenders, investors, legal and other third-party consultants to ensure loan conditions are met.- Examining financial information on multi-family and commercial properties including rent rolls, operating statements and financial/net worth statements, to assist management in determining the appropriate loan size, terms, conditions and pricing.

- Managed commercial multi residential development projects that include comprehensive knowledge and application of strategic & project planning, project administration, local zoning & permits, construction loan draws, renovations & new construction.- Maintained composure and achieved project objectives in demanding situations. - Implemented a property management accounting software that effectively lowered human error and minimized manual entry. - Introduced a phone system that effectively directed incoming calls to the appropriate employee lowering communication delays.

- Executed the on time and on budget completion of a 10 unit conversion from a rooming house into a 10 unit apartment building. Followed by the redevelopment of a 12 unit low rise building into a 33 unit low rise apartment complex. - Managed project setup, internal and external kickoff and financial resource planning. Oversaw the project scope, schedule and budget for multiple projects and engagements from initiation to close. Mitigated risks as identified. - Tracked and stored all documentation associated with the creation and management of projects and sub-projects. - Procured a large variety of relevant documents, including but not limited to: market comparable reports, commitment letters, and appraisals.- Conducted financial analysis as appropriate by producing projected rent rolls and income statements.

- Trained & supervised the sales team member to effectively and efficiently address tenant sales inquiries from the initial contact until the completion of the lease. - Managed the work activities and staff responsible for providing real estate portfolio administration, new accounts and database management within the lease administration platform. - Provided work flow direction to co-workers. Prepared and synced colleagues work calendars to track important dates and tasks. - Ensured data and document integrity and accuracy by performing quality control review of work completed by team members. - Tracked payables and receivables associated with the leases in portfolio. Prepared export files and sent them to accounting for payables processing.

- Coordinated with IM-IT client services, such as setting up new system accounts, tracking work items, updating training/guidance materials & training staff in using the new systems.- Facilitated in recording IM/IT needs and specifications for application development.- Established a working relationship and a positive flow of communication with information management/information technology (IM/IT), administrative and scientific staff in support of the government of Canada's Chemicals Management Plan (CMP).

• Overachieved overall employee assessment and sales targets.• Consistently delivered great customer experiences within a branch environment. • Fulfilled the transactional needs of personal and commercial customers,proactively identifying and discussing customer needs and if required referring toan appropriate team member or fulfilling directly where appropriate. • Ensured compliance and adherence to bank policies and procedure.• Assisted with branch administration and operations through completion ofassigned tasks to ensure an effectively and efficiently operating branch.

Ottawa, Canada Area

• Resolved any service request demand received by a Statistic Canada employee. • Independently learned how to install a variety of different configured software'sdaily.• Developed knowledge of IT hardware and software by imaging, organizing anddeploying IT hardware and installing a huge variety of configured software foremployees.• Collected IT hardware and PC operating systems data while arranging inventoryafter serving each client.

• Mastered time management and prioritization skills by persistently worked long hours to complete tasks with tight deadlines.• Handled heavy objects safely and fragile objects with care.• Enhanced organizational skills by organizing equipment and materials whenloading it into a truck.

• Utilized customer service skills by providing bilingual administrative support for over 500 Industry Canada employees.• Improved hands-on skills by assisting Industry Canada employees with the reproduction, binding, lamination and scanning of confidential corporate and legal documents for various court cases.• Tamed multitasking skills by operating various office equipment and machines.• Obtained level 1 security clearance.

• Implemented customer service skills from maintaining high standards of customer service during high-volume, fast-paced operations.• Enhanced communication skills by communicating clearly and positively with coworkers and management.• Developed interpersonal skills by following procedures for safe food preparation,assembly, and presentation that helped the restaurant achieve the award for thecleanest Arby’s in Canada by Headquarters.• Demonstrated initiative by searching for extra tasks when scheduled duties werecompleted.