• I am responsible for production of portfolio analysis and risk reports on funds across the Equity franchise and for the quality of the output. • As well as contributing to the production of reports and analysis, I also regularly attend fund manager risk/performance review meetings, risk oversight meetings and ‘deep dive’ meetings.• I’ve gained a strong understanding of the systems, models and output used by the team for portfolio analysis and how they add value to the fund managers. These systems include Aladdin, Factset, Style Research and Axioma risk models.• Within the risk report packs I produce are analysis of risk metrics, factor, stock specific and style risk, stress testing, performance attribution, fund liquidity, industry and currency risk and more. • I carry out fund analysis in order to identify portfolio biases and research ways to minimise unintended risks.• I produce ad hoc analysis to field queries from the Head of PCR and fund managers.

• I was responsible for a wide range of fund, strategy and portfolio reporting including performance reporting, such as performance attribution, strategy performance and portfolio performance. I have developed templates and report regularly on fixed income risk metrics such as duration and credit risk exposure. I have developed and expanded on the way in which we report on our asset allocation, using a number of different fund classifications. • As the team I worked in was relatively small I often carried out a process through from sourcing the data, to manipulating it, formatting it and presenting it for committees. I have therefore developed many analytical skills using various pieces of software, a keen eye for accuracy and detail as well as being able to interpret the data and ensure that it is fit for purpose. • I have gained a good understanding of MS Excel which I utilise regularly along with Morningstar Direct, Bloomberg Launchpad and Style Research.• I carried out due diligence on funds that we are looking to invest in. This involves analysing the risk team set up of the fund groups, how the fund has managed its risk, what the fund can and does hold, the funds investment mandate and the funds past performance and risk metrics.• As well as my regular reporting, I also spent much of my time on adhoc projects which include research for investment managers, market research and other risk related projects.

Complete a range of different reports on the investment portfolio, own originated mortgages, liquidity and the savings portfolio.Contribute towards the ALCO report including prepayments, extension risk and FX risk. My reports are sent to a range of different colleagues including company directors, senior management, committees and a weekly liquidity report to the FSA. Produce ad hoc reports, using my own initiative and judgement to build from scratch unique reports that present my analysis and conclusions in a clear and precise way. Analyse a variety of different risks and how they are being managed including liquidity risk, credit risk, interest rate risk, extension risk, prepayment risk and FX risk. Monitor the company’s liquidity risk position and perform a number of checks to ensure that the bank is operating within its agreed risk levels. Analyse the level of interest rate risk on the investment portfolio and liabilities. Contribute risk analysis to new projects including the launch of business savings.Analyse the prepayment and extension risk of the bond portfolio for ALCO reporting. Perform stress testing analysis in order to assess the company’s tolerance to various different scenarios.Experienced in analysing a range of different securities including Residential Mortgage Back Securities, Commercial Mortgage Backed Securities and Asset Backed Securities. Analyse the companies FX exposure and ensure we are hedged against any currency risk. Analyse customer behaviour and make forecasts based on historical data and future assumptions.Advanced Excel skills including a working knowledge of VBA.I have good SAS and SQL skills which have been developed through a formal course, on-the-job training and through utilising it on a daily basis. A working knowledge of Bloomberg Launchpad.

Produced reports daily which included MI on our savings and mortgage accounts. Used MS Excel and VBA to carry out the relevant data manipulation. Reports would be emailed company wide, making accuracy and timeliness essential. Handled the administration of a number of different financial systemsEnsured that the correct employees had access to the systems and that their levels of input and authorisation were appropriate for their role. Access and authorisation rights were determined by the finance mandate which I helped to develop and maintain. Modelled inter-group security lending which included assigning balances to a number of general ledgers. Valued the bonds and also had to value the FX swaps that were issued along with them due to the bonds being denominated in Euros. Reconciled a range of different general ledgers.Used my problem solving skills in order to find the source of any mismatch and then carried out journal entries in order to reconcile any differences.Ensured that my reconciliations were carried out on a timely basis.

This position allowed me to gain valuable office experience. During my time I was able to impress my colleagues with my level of performance and was offered the opportunity to become a permanent employee of ING Direct having been temping for four months.