Thomas Braida Email & Phone Number

Norwalk, Connecticut, US

Itasca, Illinois, US

Oversee and manage all buy desk and sell desk syndications activities. Active buyer of one-off and portfolios transactions in our core equipment finance verticals (Transportation, Industrial and Construction). Syndicate (sell) small and mid to large ticket lease/loan transactions and portfolios to generate fee income and manage customer credit exposure..

Oversees all activities related to credit underwriting, operations and syndications. Cencor Capital is an Illinois-based commercial finance company providing customized financing solutions to a broad range of companies and industries. Focus areas include technology and software financing for middle market and emerging growth companies.

Cupertino, California, US

Directed credit risk and financing strategy for global telecom portfolio. Led contract negotiations with several global service providers relative to credit sales terms and conditions. Delivered executive presentations on the risk implications of strategic customer M&A activities. Participated in quarterly credit portfolio reviews. Developed iPhone.

San Jose, CA, US

Total accountability for overseeing and managing credit risk for over $6 billion in accounts receivable and $13 billion in active customer credit limits. Led global credit staff of 24 while achieving world-class credit metrics. Built global credit organization from ground up and authored global credit policies, procedures and integrated S-OX controls to.

Directed all syndication activities for the Select Growth division of LINC Capital. Discounted leases with third party lenders, providing the division with its principal source of liquidity and funding. Established and developed profitable funding relationships with multiple financing institutions.

Responsible for driving lease syndications activity to provide liquidity and reduce risk in the US leasing portfolio. Made significant impact on profitability by placing debt at favorable interest spread while transferring credit risk to third party lenders. Developed new and highly profitable funding relationships.

Responsible for managing the credit underwriting and approval process for the eastern and southern US sales regions, supporting over 50 sales managers. As member of Comdisco’s Executive Credit Committee, was directly involved in the decisions for all large and highly structured lease transactions.

Performed detailed financial analysis of domestic and foreign insurance companies, investment companies, banks and international reinsurers. Provided ongoing management reporting on health of insured risk portfolio.

Mba, Finance

Bs, Economics