I have spent more than 38 years providing wealth management advice and services to my clients. I am a CERTIFIED FINANCIAL PLANNER™ Certificant, a credential earned through rigorous testing and a commitment to ongoing professional and ethical stewardship.I provide investment management consulting, portfolio management, retirement and financial planning services to my clients, which include not for profit organizations, high net worth individuals, professional athletes and business owners.Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Please follow this link to additional disclosures: http://raymondjames.com/smrja.htm Raymond James & Associates, Inc., Member New York Stock Exchange/SIPC