• Lead and manage a team of six (6) asset managers directly, and six (6) asset managers; (2) analysts indirectly • Collaborate with business leaders, GSE stakeholders, and cross functional teams to ensure compliant asset management and servicing operations• Review and approve risk rating assessments and memos performed on a quarterly basis which include the evaluation of the asset financial performance, property inspection, sponsor management, and deal structure • Review and approve pre and post securitization borrower requests including COVID-19 reserves, commercial leases, easements, forbearance, hazard and casualty loss, late charge, partial release, property improvement alteration, property management change, rate cap escrows, and required repairs• Oversee the identification of watchlist and performing loan defaults and timely submission of CREFC investor status reports • Created, established, and maintain policies and procedures in accordance with industry guidelines, internal risk management guidelines, and loan documents to manage risk• Created the risk rating job aid utilized by Freddie Mac and Fannie Mae Asset Management• Train all new hires (approximately twelve new hires since November 2020)

In October 2020, ORIX Corporation USA combined with fellow ORIX Real Estate Capital brands Hunt Real Estate Capital, and Lancaster Pollard to form Lument.

In October 2020, ORIX Corporation USA combined with fellow ORIX Real Estate Capital brands Hunt Real Estate Capital, and Lancaster Pollard to form Lument.• Lead and manage a team of six (6) asset managers directly, and six (6) asset managers; (2) analysts indirectly • Collaborate with business leaders, GSE stakeholders, and cross functional teams to ensure compliant asset management and servicing operations• Review and approve risk rating assessments and memos performed on a quarterly basis which include the evaluation of the asset financial performance, property inspection, sponsor management, and deal structure • Review and approve pre and post securitization borrower requests including COVID-19 reserves, commercial leases, easements, forbearance, hazard and casualty loss, late charge, partial release, property improvement alteration, property management change, rate cap escrows, and required repairs• Oversee the identification of watchlist and performing loan defaults and timely submission of CREFC investor status reports • Created, established, and maintain policies and procedures in accordance with industry guidelines, internal risk management guidelines, and loan documents to manage risk• Created the risk rating job aid utilized by Freddie Mac and Fannie Mae Asset Management• Train all new hires (approximately twelve new hires since November 2020)

• Responsible for the processing, insurance/third party report review, commitment letter preparation, rate lock, closing, and funding and Freddie Mac SBL loans.• Work directly with underwriters, originators, legal, and investors from loan inception to delivery.• Created a procedure manual, closing workbook, closing checklist to increase efficiency and automation.

• Lead and managed a team of five (5) loan closers responsible for the processing, insurance review, ordering of third-party reports, commitment letter preparation, rate lock, closing, funding, and delivery of Fannie Mae and Freddie Mac Conventional loans (specialties: Credit Facility, Forward Commitments, MHC, Bond Credit Enhanced mortgages, Low Income Housing Tax Credits, and MBS Tax-Exempt Bond). Team closed 187 loans totaling $1.8B in 2018. • Worked alongside CCO, DCU, Director of Loan Servicing, Controller, and Director of Asset Management to improve productivity and maintain expected service levels.• Integral in writing and maintaining procedures.• Created Fannie Mae closing workbook, and email templates utilized for loan closings to improve turn times, decrease data entry, and mitigate risk.

• Closed Fannie Mae and Freddie Mac loans. • Prepare statement of fees, Loan Commitment, rate lock authorization and confirmation letters in accordance with lender guidelines.• Enter loans into Fannie Mae Origination & Underwriting, and delivery database.• Upload documents into Freddie Mac ICT and DMS system.• Work alongside the Underwriter and notify of any material issues.• Review and approve attorney-prepared and borrower-submitted legal documents, and other items to satisfy closing conditions.• Facilitate document preparation, loan signing, authorize funding and closing.• Train and mentor new Loan Closers.

• Responsible for the integrity of the loan process and closing for Freddie Mac SBL and Commercial Real Estate loans.• Review and approve attorney-prepared and borrower-submitted legal documents.• Prepare internal statement of fees and approve escrow prepared settlement statement. • Integral in writing and maintaining procedures. Train and mentor new Loan Closers.

• Reviewed proposed loan documents for compliance with terms of loan approval.• Coordinate closing with loan officer, legal counsel, and Title Company.• Board loans and funding in FIS Horizon Banking System.• Allocate monthly payment proceeds, prepare and fund draw requests.

In 2009, the FDIC closed Corus Bank. Starwood Capital Group purchased an interest in the troubled commercial loan portfolio, a partnership with the FDIC. Starwood, through its subsidiary, ST Residential managed the $4.5B+ of condominium loans, multifamily and office properties nationwide.• Managed four (4) loan closers and two (2) administrative assistants.• Managed a 30-asset, 3000+ unit, $1B+ nationwide Commercial Loan and Real Estate Owned (REO) portfolio.• Ensured compliance of sales closing thresholds and signing authority by reviewing Loan Documents against Real Estate Contracts and HUD-1 Settlement Statements. • Authorized to review and approve terms and pricing of sales and closings through loan funding and disbursement.

• Established loan condominium tracking division. Chosen as the founding member of this department, integral in creating processes and defining responsibilities of the role.• Managed 50-asset, $2B+ nationwide loan and Real Estate Owned (REO) portfolio.

• Processed wire transfers on the Federal Reserve Fed Wire system. Sold and purchased excess funds in the Federal Funds Market. Monitored all wires against the Office of Foreign Assets Control database. Responsible for the reconciliation of the banks cash position.

• Processed commercial loans, posted loan payments, and payoff letters.