Working on the Strategic change project, delivering a new Front office OMS

Travelled for 9 months around South and Central America, visiting 9 countries. Activities included hiking, staying with an indigenous tribe, the World Cup and Studying Spanish in 2 separate schools along the way.

- Supporting REF Front Office responsible for managing syndicated UK, German, Spanish and Nordic property positions spanning all commercial real estate asset classes (highly complex, Prime and Non-Performing Loans, multi currency and multi jurisdictions).- Produced clear, detailed models (MS Excel) for the cash flow waterfall events (Loan repayments, Property sales, Interest payment dates)- Liaising and developing relationships with borrowers, lenders, lawyers and other advisors for… Show more - Supporting REF Front Office responsible for managing syndicated UK, German, Spanish and Nordic property positions spanning all commercial real estate asset classes (highly complex, Prime and Non-Performing Loans, multi currency and multi jurisdictions).- Produced clear, detailed models (MS Excel) for the cash flow waterfall events (Loan repayments, Property sales, Interest payment dates)- Liaising and developing relationships with borrowers, lenders, lawyers and other advisors for refinances, property sales, documentation, waivers, trades, borrower requests and compliance requirements (cash flows, management reports, accounts, business plans, insurance, tax etc.)- Cash flow analysis on new and existing deals (Opco and Propco structures). Analysis of management reports and covenant calculations.- Instigated and completed several projects around the banks CPI program, including a standardization of the department’s Loan Waterfall spreadsheets, making customer statements paperless and removing the reliance on another department by making RBS to RBS payments within our team, all of which improved efficiency, enhanced customer service and the performance of the team.- Attended LMA and LSTA conferences, Ashurst training sessions on effective writing and active member of RBS Young Banker’s Association Show less

- Worked on New Facilities Team, processing new deals, restructures and waivers. Liaising with Middle Office, Lawyers and Customers to ensure Documentation (Loan Agreements, CP’s, transfer certificates) can be implemented from an operational perspective, raising any issues/concerns.- Volunteered to work on the People agenda Working Group, where led presentation to head of European Banking Ops, work on the project resulted in recognition from fellow group members, project leads and higher… Show more - Worked on New Facilities Team, processing new deals, restructures and waivers. Liaising with Middle Office, Lawyers and Customers to ensure Documentation (Loan Agreements, CP’s, transfer certificates) can be implemented from an operational perspective, raising any issues/concerns.- Volunteered to work on the People agenda Working Group, where led presentation to head of European Banking Ops, work on the project resulted in recognition from fellow group members, project leads and higher management for Connectivity, Leadership and Delivery, resulting in being awarded the Monthly Recognition Prize.- Lead People Agenda Stream around training, promoting the free resources available but previously underused. Produced work pack with all resources in one place, streamlining access and improving take up. - Loan IQ expert, have trained team members previously unfamiliar with the system following Middle and Back office merge- Graduate Scheme Assessor; interviewed and assessed candidates for the September 2012 Graduate Intake. Discussion on candidate performance, results and organizational fit with HR and fellow assessors to select future employees. Show less

• Maintained portfolio of Complex European Loans; covering agency and participant deals• Drawdown's, rollovers, calculating and booking fees, PIK and subparts • Investigate Cash Breaks; coordinate with agent banks, team members and analyse deals to solve discrepancies.• Nominated for the CIB Recognition award, receiving praise from upper management and the client for key role in complex restructure of £1.56bn BAA deal. • Sourced and checked data for the Asset Protection Scheme;… Show more • Maintained portfolio of Complex European Loans; covering agency and participant deals• Drawdown's, rollovers, calculating and booking fees, PIK and subparts • Investigate Cash Breaks; coordinate with agent banks, team members and analyse deals to solve discrepancies.• Nominated for the CIB Recognition award, receiving praise from upper management and the client for key role in complex restructure of £1.56bn BAA deal. • Sourced and checked data for the Asset Protection Scheme; evening and weekend work to meet restatement deadlines. Utilised Excel skills needed for large data sets.• Liaised with middle office and treasury for Projects Convert & Chestnut; back office contact in scheme that saw bank sell large portion of non-core assets.• Created and maintained a Cheat Sheet for the Paris Portfolio, which detailed deal complexities, to give team visibility whilst servicing loans, resulting in fewer mistakes. Idea then implemented across other teams.• Attended Influencing Skills, 2-day course, to improve communication and effectiveness in the workplace. Show less

- Handled ledgers in new and aged debt for energy solutions firm- Implemented a pro active approach; contacting customer’s before payment due, to confirm in receipt of invoices- Maintained accurate customer credit records, highlighting and reporting high risk ledger items to Finance Manager- Found solutions for customers using initiative and interaction with other departments. Resulting in sales leads and improved customer satisfaction