Tommy Gilliam Email and Phone Number
Over eight years’ experience as a ‘client-experience focused’ mortgage Underwriter on both retail and wholesale fronts; Expert knowledge covering from all FHA government to Fannie Mae and Freddie Mac conventional mortgage loan types; Exceptional decision-making and problem-solving skillset developed through a high-level, proactive underwriting risk assessment process flow, that anticipates the sublimity of borrower-specific needs; Having the ability to cross examine documentation needs upfront from loan submittal ultimately providing paramount client experience and an overall seamless mortgage process internally and externally through closing.
Livingston Lending Mortgage Company, Llc
View- Website:
- livingstonlending.com
- Employees:
- 2
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Senior Mortgage ProcessorLivingston Lending Mortgage Company, Llc May 2022 - PresentBrighton, Michigan, United States -
Senior UnderwriterFbc Mortgage, Llc Wholesale/ Correspondent May 2021 - Feb 2022Orlando, Florida, United States -
UnderwriterFirst Community Mortgage Sep 2020 - May 2021Tennessee, United StatesFind out what the "Human Mortgage Experience" is all about! -
UnderwriterUnited Wholesale Mortgage Apr 2019 - Jul 2020Pontiac, MiUnited Wholesale Mortgage was born of the idea that our industry should be built on relationships rather than transactions. It’s a partnership we call YOUNITED. It brings together the expertise, products and tools to make lending easier. It’s why more brokers choose UWM than any other lender. YOU + UWM = YOUNITED. -
Executive Credit Underwriter - QlQuicken Loans Jul 2015 - Jan 2019Detroit, Mi Purchase Conventional Executive Underwriter 1/30/2017 – 1/15/2019 Refinance Conventional Associate Underwriter 8/01/2016 – 1/30/2017 Income Specialist 4/25/2016 – 8/01/2016 Credit Expert Specialist 8/26/2015 – 4/25/2016 Operations Specialist 7/06/2015 – 8/26/2015Exercised everyday decision making and problem solving by using mortgage industry guidelines to analyze and evaluate if a loan meets mortgage industry… Show more Purchase Conventional Executive Underwriter 1/30/2017 – 1/15/2019 Refinance Conventional Associate Underwriter 8/01/2016 – 1/30/2017 Income Specialist 4/25/2016 – 8/01/2016 Credit Expert Specialist 8/26/2015 – 4/25/2016 Operations Specialist 7/06/2015 – 8/26/2015Exercised everyday decision making and problem solving by using mortgage industry guidelines to analyze and evaluate if a loan meets mortgage industry requirements.Deductive and inductive reasoning to apply underwriting guidelines to specific loan folders, and/or combine pieces of information to provide answers to a client’s goals.Being proactive while maintaining a client-service experience focus, understanding the clients’ needs and standards, meeting those needs, and actively looking for better ways to serve (i.e., anticipating a future need and taking appropriate actions to meet that need rather than reactively responding to a situation). Understand clients are real people who deserve a simple mortgage process, clear and articulate communication, a true partnership as we service their loan, and caring advocates who go above and beyond to ensure that our clients know their best interest are in mindTrain / assist other team members in all aspects of the loan process specific to the role, along with providing phone support for both banking, closing agents, and other 3rd party vendors / associates. Show less -
Individual BrokerScottrade Jun 2013 - Jul 2015RemoteI manage a personal individual brokerage account through Scottrade.com to satisfy my interest in the Stock Market. Currently trading in stocks only and ready to move into stock options once I maintain enough income to get approved by Scottrade.com. -
StudentCentral Michigan University Aug 2009 - May 2014Bachelor of Science in Business Administration; Majors in Accounting & FinanceMay, 2014
Tommy Gilliam Skills
Tommy Gilliam Education Details
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Accounting And Finance
Frequently Asked Questions about Tommy Gilliam
What company does Tommy Gilliam work for?
Tommy Gilliam works for Livingston Lending Mortgage Company, Llc
What is Tommy Gilliam's role at the current company?
Tommy Gilliam's current role is Mortgage Lending.
What schools did Tommy Gilliam attend?
Tommy Gilliam attended Central Michigan University.
What skills is Tommy Gilliam known for?
Tommy Gilliam has skills like Accounting, Financial Accounting, Financial Reporting, Auditing, Tax, Income Tax, Financial Analysis, Tax Preparation, Quickbooks, Internal Controls, Gaap, General Ledger.
Who are Tommy Gilliam's colleagues?
Tommy Gilliam's colleagues are Timothy Lopez, David Frederick Baldner.
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Tommy Gilliam
United States -
2att.com, att.eu
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Tommy Gilliam
United States2ameritech.net, gmail.com9 +121628XXXXX
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Tommy Gilliam
Richardson, Tx1sbcglobal.net
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