Tommy Gilliam

Tommy Gilliam Email and Phone Number

brighton, michigan, united states
Tommy Gilliam's Location
Detroit Metropolitan Area, United States
About Tommy Gilliam

Over eight years’ experience as a ‘client-experience focused’ mortgage Underwriter on both retail and wholesale fronts; Expert knowledge covering from all FHA government to Fannie Mae and Freddie Mac conventional mortgage loan types; Exceptional decision-making and problem-solving skillset developed through a high-level, proactive underwriting risk assessment process flow, that anticipates the sublimity of borrower-specific needs; Having the ability to cross examine documentation needs upfront from loan submittal ultimately providing paramount client experience and an overall seamless mortgage process internally and externally through closing.

Tommy Gilliam's Current Company Details
Livingston Lending Mortgage Company, LLC

Livingston Lending Mortgage Company, Llc

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Mortgage Lending
brighton, michigan, united states
Employees:
2
Tommy Gilliam Work Experience Details
  • Livingston Lending Mortgage Company, Llc
    Senior Mortgage Processor
    Livingston Lending Mortgage Company, Llc May 2022 - Present
    Brighton, Michigan, United States
  • Fbc Mortgage, Llc Wholesale/ Correspondent
    Senior Underwriter
    Fbc Mortgage, Llc Wholesale/ Correspondent May 2021 - Feb 2022
    Orlando, Florida, United States
  • First Community Mortgage
    Underwriter
    First Community Mortgage Sep 2020 - May 2021
    Tennessee, United States
    Find out what the "Human Mortgage Experience" is all about!
  • United Wholesale Mortgage
    Underwriter
    United Wholesale Mortgage Apr 2019 - Jul 2020
    Pontiac, Mi
    United Wholesale Mortgage was born of the idea that our industry should be built on relationships rather than transactions. It’s a partnership we call YOUNITED. It brings together the expertise, products and tools to make lending easier. It’s why more brokers choose UWM than any other lender. YOU + UWM = YOUNITED.
  • Quicken Loans
    Executive Credit Underwriter - Ql
    Quicken Loans Jul 2015 - Jan 2019
    Detroit, Mi
     Purchase Conventional Executive Underwriter 1/30/2017 – 1/15/2019 Refinance Conventional Associate Underwriter 8/01/2016 – 1/30/2017 Income Specialist 4/25/2016 – 8/01/2016 Credit Expert Specialist 8/26/2015 – 4/25/2016 Operations Specialist 7/06/2015 – 8/26/2015Exercised everyday decision making and problem solving by using mortgage industry guidelines to analyze and evaluate if a loan meets mortgage industry… Show more  Purchase Conventional Executive Underwriter 1/30/2017 – 1/15/2019 Refinance Conventional Associate Underwriter 8/01/2016 – 1/30/2017 Income Specialist 4/25/2016 – 8/01/2016 Credit Expert Specialist 8/26/2015 – 4/25/2016 Operations Specialist 7/06/2015 – 8/26/2015Exercised everyday decision making and problem solving by using mortgage industry guidelines to analyze and evaluate if a loan meets mortgage industry requirements.Deductive and inductive reasoning to apply underwriting guidelines to specific loan folders, and/or combine pieces of information to provide answers to a client’s goals.Being proactive while maintaining a client-service experience focus, understanding the clients’ needs and standards, meeting those needs, and actively looking for better ways to serve (i.e., anticipating a future need and taking appropriate actions to meet that need rather than reactively responding to a situation). Understand clients are real people who deserve a simple mortgage process, clear and articulate communication, a true partnership as we service their loan, and caring advocates who go above and beyond to ensure that our clients know their best interest are in mindTrain / assist other team members in all aspects of the loan process specific to the role, along with providing phone support for both banking, closing agents, and other 3rd party vendors / associates. Show less
  • Scottrade
    Individual Broker
    Scottrade Jun 2013 - Jul 2015
    Remote
    I manage a personal individual brokerage account through Scottrade.com to satisfy my interest in the Stock Market. Currently trading in stocks only and ready to move into stock options once I maintain enough income to get approved by Scottrade.com.
  • Central Michigan University
    Student
    Central Michigan University Aug 2009 - May 2014
    Bachelor of Science in Business Administration; Majors in Accounting & FinanceMay, 2014

Tommy Gilliam Skills

Accounting Financial Accounting Financial Reporting Auditing Tax Income Tax Financial Analysis Tax Preparation Quickbooks Internal Controls Gaap General Ledger Time Management Management Finance Access Financial Modeling

Tommy Gilliam Education Details

Frequently Asked Questions about Tommy Gilliam

What company does Tommy Gilliam work for?

Tommy Gilliam works for Livingston Lending Mortgage Company, Llc

What is Tommy Gilliam's role at the current company?

Tommy Gilliam's current role is Mortgage Lending.

What schools did Tommy Gilliam attend?

Tommy Gilliam attended Central Michigan University.

What skills is Tommy Gilliam known for?

Tommy Gilliam has skills like Accounting, Financial Accounting, Financial Reporting, Auditing, Tax, Income Tax, Financial Analysis, Tax Preparation, Quickbooks, Internal Controls, Gaap, General Ledger.

Who are Tommy Gilliam's colleagues?

Tommy Gilliam's colleagues are Timothy Lopez, David Frederick Baldner.

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