Thomas Smith Email & Phone Number

London, GB

London, GB

London, GB

• Manage Wealth and Retail Bank Policy and Governance team driving efficient and effective risk management processes overseeing HSBC's $20 billion US Wealth and Personal Banking business.
• Risk Management Committee - Manage monthly executive-level meetings collaborating with Risk Owners and Risk Stewards to ensure key risks and material issues are presented to senior business management and the Chief.
• Risk Oversight Function - Redesigning the risk oversight function to create a control testing and review function accountable for assessing the front-line business’s adherence to global and local credit risk policies.
• Risk Appetite – Oversee the design, implementation, and analytics of the Risk Appetite Statement (RAS) and Profile (RAP) to manage key risks consistent with portfolio growth and profitability objectives.
• Policy Management – Responsible for assessing credit risk policy to balance the risk of loss with the business’s need to accept risk within appetite. Simplified the policy to minimize jargon, eliminate unnecessary.
• Risk Stewardship - Work closely with regulatory, resilience, legal, cyber, and financial crime risk stewards to maintain a comprehensive view of the Bank’s risks to ensure adherence to the enterprise risk management.

US

Provided marketing and business strategy for professional services organizations with special expertise in brand strategy, target marketing, campaign analysis, and social media. Created comprehensive marketing communication strategies, Formulated, and launched a fully integrated marketing plan for a division of a large bank; measurably increased brand.

The Illinois Fatherhood Initiative (IFI) is the country's first state-wide non-profit fatherhood organization whose mission is connecting children and fathers by promoting responsible fathering and helping equip men to become better fathers or father-figures.

Responsible for managing and directing all aspects of 175 person creditor's rights law firm based in Chicago, with offices in Michigan, Indiana, and ArizonaSystematically evaluated key legal metrics. Redesigned and automated major processes to reduce lead time from 75 days to 35 days and simultaneously maximized court utilization to increase monthly suit.

We provide customized, hands-on marketing and advertising services to businesses of all sizes. We have a closely knit network of experienced professionals that have extensive experience in all aspects of business.Worked with a division of Bank of America that lacked a cohesive marketing plan and was not fully serving target market. Assumed leadership role.

Managed all aspects of a state-of-the-art database's design, development, and implementation, including senior management communication, IT department coordination, project planning, resource management, issue resolution, and execution for a large, national credit card issuer.Managed strategic vendor relationships on behalf of Discover Card to deliver.

Designed framework for commercial credit and capital markets exposures consistent with Basel II requirements providing the Bank with aggregate exposure information and improved economic capital allocation. Created requirements for credit approval and risk management system based on detailed analysis of several lines of business and product specialization.

Corporate Compliance Officer, Business Continuity Director, Integration Manager, New Product Development, Marketing Manager

Managed audit and consulting engagements for banking and financial services companies of various sizes. Responsible Household International, one of the largest audit engagements in the Chicago office,

Chicago, Illinois, US

Team member responsible for managing conversion of customer balances as part of large-scale system conversion. Maintained full-time work schedule while attending DePaul University full-time.

Bs, Accounting

Green Belt, Lean 6 Sigma

Pmp, Project Management

Diploma, College Preparatory