Thomas Sikora Email and Phone Number

BUSINESS and BANKING ADVISORY SERVICESDistinguished banker focusing on turnaround and crisis financial situations for all types of businesses. Over 35 years in Commercial Lending, Structured Finance, Workout Situations, Risk Management and Performing Collateral Exams.BUSINESS SERVICES:-Evaluate financial performance to better optimize profit & improve cash flow-Find alternative financing and /or restructure debt -Design a comprehensive turnaround plan to present to banks-Provide guidance for selling a business -Act as a liaison between the client and bank-LiquidationsFINANCIAL INSTITUTION SERVICES-Field/Collateral Exams-Turnaround plans & liquidations-Internal file credit risk review and advisory services-Alternative financing solutions for challenged credits-Liquidations-Source for additional debt/equity-Interim Management-Interface with creditors, Board of Directors and employees and shareholders2017 Project Highlights-Assisted with Risk Rating the entire commercial real estate portfolio for a large north Jersey bank.-Assisted in the workout/underwriting area of failed New York credit union.-Helped in performing due diligence on a student loan and leasing portfolio.